Comments on: California Foreclosure Procedure

By: Nicol Coklow

Nicol Coklow — Mon, 11 Jul 2011 08:56:21 +0000

Good thought invoking blogs like yours inspires conversation. The communication and also the conversation will occur somewhere whether it’s on Web Worker Daily, Twitter, Facebook, or another location. That gives value towards the website. Your comments ought to become one more reason for individuals to remain and the other reason behind individuals to return. Thank for any great read today..

By: Amy

Amy — Wed, 01 Oct 2008 02:05:29 +0000

If a bank has given you a modification and postponed the trustee sale to do the modification, you default on the modification and three months later they have a sale and dont notify you, is this an illegal sale? you were not told of a sale, and on recorded calls when you spoke to the bank to check on the status of your account, they told you that you were not in foreclosure and not in any danger at this point of a trustee sale and that they have to give you notice of it first.

By: John

John — Fri, 19 Sep 2008 16:56:30 +0000

I’ve seen filings for a stay and allowing people to continue to live in the home. One of the most effective tactics I’ve seen has been to file a bk.

By: BARBARA

BARBARA — Sun, 14 Sep 2008 22:36:28 +0000

I JUST WENT THROUGH A TRUSTEE SALE AND I AM FIGHTING IT IN COURT AS AN ILLEGAL SALE I HAVE AN ATTORNEY REPRESENTING ME MY QUESTION IS THAT I HAVE JUST RECEIVED A 3 DAY QUIT FROM THE LENDER CAN YOU PURSUE WITH THE EVICTION IF I AM FIGHTING THE SALE AS AND ILLEGAL SALE

By: Maria

Maria — Sun, 24 Aug 2008 21:02:33 +0000

continued…note, because of our offer we were able to put on hold NOT that was scheduled on 8/20/08. We are very dismayed with the sellers as we thought we did them a favor in helping them in their situation.

By: Maria

Maria — Sun, 24 Aug 2008 21:00:54 +0000

We made an offer on a short sale that has been approved and extended because the sellers where not available to sign. Both parties have signed the escrow papers now and the next extension date is just days away. However, the seller is now refusing to vacate the property. What are our recourse here? We have contacted the escrow office that we dont want escrow to close until they vacate. The seller is now demanding that we allow them to stay another 30 days because they have not prepared themselves for the move or cannot locate a rental acceptable to them. We are in California, so we are attempting to understand our right as buyers should we proceed with closing. Please help!

By: dan

dan — Sat, 23 Aug 2008 08:17:39 +0000

I just recieved a 3 day notice on my door dated 2 days ago to vacate. I did own the house. I thought they had to serve you in person not leave it on the door step? Thanks

By: Melanie

Melanie — Sun, 17 Aug 2008 05:49:28 +0000

My husband and I are not in bankruptcy but have an unsecured claim against a bank in bankruptcy in DE.

My husband and I went to a foreclosure auction in Corona, CA last year, on courthouse steps. We showed auctioneer paperwork to make sure we were purchasing a first. We even have phone logs to show we called auctioneer’s main trustee co. to make sure she was knowlegeable enough to conduct the sale. We said we wanted to live in the house and showed auctioneer paperwork from Realtytrac.com that showed sale was on the first loan. She took our $56,000.00 and led us to believe we purchased the first. We have phone logs showing we called the Title co to resend our bid immediatly when we learned we were unjustly taken advantage of. Auctioneer led us to believe we purchased the first but sold us the second. We requested our money back the same day. The bank refused to give us our money back. A few days later, we hired a CA lawyer who wrote the bank but there lawyers wrote us back and still refused to give us our money back. Now the bank claimed bankruptcy, and we can’t find a new lawyer in Ca who can practice in DE. We filed a claim six months ago with the bankruptcy court in DE and check marked our claim document as unfair goods sold and fraud investigation for unfair foreclosure sale. WE have now been fighting to get our money back for over a year, renting loosing money, taking off work to study law, and taking medicine for stress. The bank took our money before they claimed bankruptcy. We need help. This money was for a house for our family. Now we can’t afford to purchase a home. Please find a lawyer who can help us, or point us to web sites with laws on it that we can refer to for our hearing on Sept.15th at 10:00am. The bank is trying to expunge our claim. I pray God will bless who ever can help us. What laws should we bring up in court that might help us? Please our family needs help.

Thanks,
Melanie

By: paul

paul — Sun, 13 Jul 2008 00:28:30 +0000

That’s a great question. A NOD doesn’t mean that they will lose the house, but you do have reason to be concerned.

I’ve seen a lot of tenants work it out with the lender. Bottom line for the lender is that they are trying to limit their loses.

This post seems to give a good idea on timeframes http://www.crystalclearmarket.com/?p=9.

Might be a good time to have a conversation with the landlord. They may be in the process of fixing it.

Good luck.

By: David

David — Sat, 12 Jul 2008 20:16:03 +0000

I just looked on line and saw that the house I’m leasing was hit with a notice of default on June 18. I’ve heard nothing from my landlord. I became suspicious when I started getting weird mail addressed to “homeowner” a few weeks ago.

If they have filed an NOD, do I have to move? How long do I have?