Archive for May, 2008

Another Sign Lenders are Tightening Standards

Tuesday, May 6th, 2008

Government sponsored provider of home loans, Fannie Mae, has just tightened the standards for home mortgages it guarantees or buys.    Fannie Mae has informed lenders that it will require a minimum credit score of 580 for most loans it buys on an individual basis.  Previously Fannie Mae had no minimum score.   Credit ...

Rent or Own? If You Have The Down Payment, Buy…Here’s Why

Tuesday, May 6th, 2008

After looking at all the costs involved in buying house, you may have begun to have second thoughts: Perhaps, it is better to rent a home. Real estate in most areas today is not a top investment compared with investment securities. You're not going to get a 30 percent return ...

California REO List

Monday, May 5th, 2008

New list of Southern California distressed sales. This post will focus more on bank owned properties (REOs). Orange County NOD List NTS List Banked Owned Los Angeles Banked Owned Riverside Banked Owned San Bernardino Banked Owned Update List May 19, 2008

Top 6 Incentives for Home Sellers

Saturday, May 3rd, 2008

To frustrated home owners trying to sell their homes in this market, it seems like the market continues to worsen daily as they are subjected to an endless media barrage of gloom and doom. These owners already know there's a glut of properties on the market this spring. ...

Blacklisting Hits Homesellers

Friday, May 2nd, 2008

In the nation's worst-hit real-estate markets, home sellers are suffering a new blow: They are being blacklisted by lenders. As property values decline and credit markets contract, home lenders nationwide are growing ever more unwilling to finance home purchases in sharply declining housing markets, driving prices down ...

How to Find the Perfect Home

Friday, May 2nd, 2008

Buying a home is a high-pressure, extremely emotional decision. No house will ever fully live up to your dreams, and whatever compromises you make (and you will have to make some), you'll have to live with it for years. The perfect home ...

U.S. Foreclosure Market Statistics by State – Q1 2008

Friday, May 2nd, 2008

Rate Rank State Metro Name Props with Filings 1/every X HH (rate) %Change from Q4 07 %Change from Q1 07 --   U.S. Total 649,917 194 23.15 111.89 1 CA STOCKTON 7,560              30 17.14 291.91 2 CA RIVERSIDE/SAN BERNARDINO 37,239              38 39.13 230.81 3 NV LAS VEGAS/PARADISE 17,320              44 1.34 134.40 4 CA BAKERSFIELD 5,113              51 29.31 226.08 5 CA SACRAMENTO 13,967              55 14.46 134.62 6 MI DETROIT/LIVONIA/DEARBORN 12,402              68 -22.01 -3.67 7 AZ PHOENIX/MESA 23,135              70 46.33 294.06 8 FL FORT LAUDERDALE 10,926              73 15.29 205.79 9 CA SAN DIEGO 15,315              74 48.36 251.50 10 CA OAKLAND 12,666              75 13.34 222.87 11 CO DENVER/AURORA 13,368              77 36.79 85.69 12 CA FRESNO 3,812              79 16.79 176.03 13 FL ORLANDO 10,522              81 48.03 248.87 14 FL MIAMI 11,703              81 -2.86 153.37 15 FL SARASOTA/BRADENTON/VENICE 4,299              89 13.94 275.79 16 GA ATLANTA/SANDY SPRINGS/MARIETTA 22,554              91 13.71 68.70 17 CA LOS ANGELES/LONG BEACH 32,177            104 45.47 203.61 18 OH CLEVELAND/LORAIN/ELYRIA/MENTOR 8,969            105 -7.11 49.56 19 CA ORANGE 9,591            107 56.36 268.18 20 TN-MS-AR MEMPHIS 4,955            108 22.89 51.11 21 FL TAMPA/ST PETERSBURG/CLEARWATER 11,811            110 9.61 127.05 22 DC-MD-VA-WV WASHINGTON/ARLINGTON/ALEXANDRIA 15,108            112 56.46* 546.19* 23 CA VENTURA 2,360            115 37.85 109.96 24 IN INDIANAPOLIS 6,330            116 17.20 35.55 25 MA ESSEX 2,376            125 319.05 331.22 26 MA WORCHESTER 2,514            125 190.64 183.75 27 FL JACKSONVILLE 4,557            125 26.90 64.16 28 CA SAN ...

Alternative Mortgage Financing

Friday, May 2nd, 2008

How many of you out there have sold your home about 2 or 3 years ago for huge profits waiting to buy in again as the market corrects?  If this is you, read on as this can be some helpful information that may save you money or even set a ...