Offer Limited To the First 10 Agents to Claim Their 25 FREE Leads

Are you one of the thousands of agents that are struggling to find new clients? As the real estate market contracts, buyers and sellers have become harder and harder to find. Agents are finding they have to spend much more time and a lot more money to get a shrinking share of the real estate leads. Do you spend hours of your time sitting open houses, floor duty and kiosks just to get a few meager leads that amount to nothing? Do you send out hundreds or thousands of dollars of postcards only to get dozens, even hundreds of them returned to you only to get couple of disappointing leads? Getting the business is the hardest part of the business. There is an alternative.

At iNet Realty, agents enjoy an abundant number of well qualified and highly motivated buyers and sellers. Imagine not having to waste hours of your time sitting open house, and instead spend that time showing qualified buyers homes to buy? Or instead of floor or kiosk duty, spending that time writing offers. Stop imagining because at iNet Realty, that’s exactly what our agents spend their time on. At iNet Realty, agents spend 100% of their time on the activities that directly make them money, like showing property and writing contracts. Getting the business is no longer the hardest part of the business.

And having all the business you can handle is just tip of the iceberg. iNet agents also enjoy:

E&O fees ONLY when they close a transaction. No upfront E&O payments that can be in the thousands of dollars.
And,
NO monthly fees associated with many other offices.
NO Franchise Fees
NO Desk Fees
NO monthly advertising or marketing Fees
NO monthly admin Fees

How is all of this possible?

iNet Realty is a progressive real estate company with advanced proprietary technology and a System that wraps it all together. Many companies have bits and pieces but nothing like the iNet Realty System. This complete turnkey system is PROVEN to make ordinary agents immediately successful.

With the iNet Realty System, I am working with 65 buyers and sellers, 14 showing appointments, 5 offers, 1 listing, in my first 2 months at iNet Realty.  If you use the iNet System, it works! Jason Mitsuda (RA), iNet Realty

I love being at iNet Realty.  With the iNet System, I’ve closed 2 escrows, opened 4 more escrows and got my first commission check within 30 days of getting my real estate license. Niome Queypo (RA), iNet Realty

Having a tech background, I can tell you there’s no comparison to iNet Realty’s System.  It is the most powerful real estate system I’ve seen and makes real estate easy. Because of the iNet System, I’m working with 40 buyers and sellers, opened 4 escrows last month and 4 escrows this month.  It just works. Branden Lee (RA), iNet Realty

All of their success is a direct result of applying the iNet System…

Imagine yourself closing one transaction every month in your first year. Sounds impossible? That’s what Jason and Niome thought before joining iNet Realty and applying this amazing system.

iNet Realty is so sure that its system can make you successful, we offer the ONLY income guarantee in the industry…If you don’t make $50K in your first year using the iNet Realty System, we’ll pay you the difference in cash

If you’re one of the many agents finding it difficult to meet your monthly financial obligations, you owe it to yourself to find out more about the incredible iNet System that is already changing agent’s lives.

To find out more about this revolutionary system and receive a confidential information packet, leave your contact information after the beep. We will discreetly rush you this packet FREE of charge. The iNet Realty System is the new paradigm in real estate.

There is a limited supply of these FREE information packets so order yours NOW before they run out.

We also offer you a FREE Gap Assessment Analysis to find out how easily you can make 2011 YOUR BEST YEAR EVER.

Find out more by calling:
877-573-3177  ID#7017
for 24 hour pre-recorded information

Or Click on Call Me Button Below

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  Negotiate Your Best House Buy

  Keep your emotions in check and your eyes on the goal, and you’ll pay less when purchasing a home. Read

That, economists say, is the inevitable outcome of the nation’s ballooning debt and the renewed prospect of inflation as the economy recovers from the depths of the recent recession.

The shift is sure to come as a shock to consumers whose spending habits were shaped by a historic 30-year decline in the cost of borrowing.

“Americans have assumed the roller coaster goes one way,” said Bill Gross, whose investment firm, Pimco, has taken part in a broad sell-off of government debt, which has pushed up interest rates. “It’s been a great thrill as rates descended, but now we face an extended climb.”

The impact of higher rates is likely to be felt first in the housing market, which has only recently begun to rebound from a deep slump. The rate for a 30-year fixed rate mortgage has risen half a point since December, hitting 5.31 last week, the highest level since last summer.

Along with the sell-off in bonds, the Federal Reserve has halted its emergency $1.25 trillion program to buy mortgage debt, placing even more upward pressure on rates.  The 30-year fixed rate before the Federal Reserve bailout plan was 6%.  When the government bailout plan went into effect, consumers saw interest rates fall to historical lows below 4%.  Experts believe the end of the bailout plan on March 31 will spark a rise in mortgage interest rates back to levels before the bailout plan went into effect.

Each increase of 1 percentage point in rates adds as much as 19 percent to the total cost of a home, according to Christopher J. Mayer, a professor of finance and economics at Columbia Business School.

Mortgage Calculator

The Mortgage Bankers Association expects the rise to continue, with the 30-year mortgage rate going to 5.5 percent by late summer and as high as 6 percent by the end of the year.

“We’ve gotten spoiled by the idea that interest rates will stay in the low single-digits forever,” said Jim Caron, an interest rate strategist with Morgan Stanley. “We’ve also had a generation of consumers and investors get used to low rates.”

Free Report: 6 Things You Must Know Before You Buy

For young home buyers today considering 30-year mortgages with a rate of just over 5 percent, it might be hard to conceive of a time like October 1981, when mortgage rates peaked at 18.2 percent. That meant monthly payments of $1,523 then compared with $556 now for a $100,000 loan.

No one expects rates to return to anything resembling 1981 levels. Still, for much of Wall Street, the question is not whether rates will go up, but rather by how much.

Some firms, like Morgan Stanley, are predicting that rates could rise by a percentage point and a half by the end of the year. Others, like JPMorgan Chase are forecasting a more modest half-point jump.

But the consensus is clear, according to Terrence M. Belton, global head of fixed-income strategy for J. P. Morgan Securities. “Everyone knows that rates will eventually go higher,” he said.

Source: New York Times

Four years after home prices hit their peaks, CNNMoney looks at how 330 metro areas have fared.

Source: IHS Global Insight/PNC Financial Service

Would you like to improve your investment portfolio’s performance?  Take a look at the information below and see what Reuters Financial News is calling “the buying opportunity of our lifetime.”

Would you like to know where you can buy real estate at less than 40 cents on the dollar and get double digit ROI’s as high as 20% or more?

What’s All the Excitement About?

Here are examples of properties already acquired by our clients or are available. Both properties were purchased for less than 40 cents on the dollar and each started producing immediate cash flows of more than $400 a month with ROIs exceeding 15%. . If it sounds too good to be true, it’s not. These are real scenarios of just two of our many investors.

Here are examples of what all the excitement is about!

* examples shown are for informational purposes only and should not be construed as any guarantee of future performance.

Call me today to learn how you can take advantage of this incredible opportunity. This is not a gimmicky sales program. It is a bona fide rare opportunity that, based on current activity, will probably end in less than 12 months.

For more information, contact:

Elliot Y.C. Lau, Realtor

Inet Realty

808-306-0666 Direct Line

808-792-3515 Fax

elliot@pr2k.com

Reuters Financial News – "This is the buying opportunity of our lifetime. "

Contact me for more information.

elliot@inethi.com

As of October 27, 2008 year to date, the Dow Jones Industrial Average has lost 37% of its value; the first 27 days in October accounted for an unprecented 20% of the Dow’s YTD losses. The NASDAQ is even worse, down 42% year to date. Investors have seen a staggering $8.3 trillion dollars evaporate in the stock market so far this year.

As if things weren’t bad enough, Hawaii investors trying to escape the bloodbath in the stock market by moving their investments into real estate are finding Hawaii’s real estate market a tough alternative. Real property values on Oahu so far have bucked the national trend of downward spiraling prices. This means high acquisition prices and low, or even negative, cash flows for investors. “On Oahu, investors are happy to just break even and avoid a negative monthly cash flow,” says Carlton Choy, a Broker In Charge at Premier Realty 2000.

Fortunately, it’s not all gloom and doom. Hawaii investors are turning to a safe and stable investment vehicle and are taking advantage of the downturn in California’s real estate market. Hawaii investors are finding big opportunities in Orange County, California.

There are hundreds of 2 & 3 bedroom homes in Orange County that are owned by banks that had to foreclose on the delinquent owners. These homes that sold for $300,000-$400,000 a few years ago, can be purchased today for as little as $100,000. That’s a 60%+ discount. Investors can buy these homes at 30 cents on the dollar. These homes generate anywhere from $1700-$2400 a month in rent. After all expenses, investors are experiencing positive cash flows of about $400/month per unit equating to a double digit return on investment. While double digit ROI’s and hefty positive cash flows are great, the real investment value is in its future value. It’s a reasonable assumption that these homes will return to the same value it sold for a few years ago. Where else can you invest your money today and reasonably assume that it will triple in value in the next ten years?

In contrast, owning or buying investment real estate on Oahu for the same amount of money will get you a small studio and a negative cash flow. On top of that, since Oahu has held its value, you’re paying “retail” for that property and future value is much more speculative. “I meet with investors several times a week looking to invest in Oahu real estate,” says Elliot Lau, a Broker In Charge at Premier Realty 2000. “When I show them the opportunity in OC, their initial response is that it’s too good to be true. That’s how great the opportunity is right now, and we have real numbers to support it.”

How can you tell that OC real estate is such a great opportunity right now? Follow the pros. Professional real estate investors lead the markets while amateur investors chase the markets. Right now, the pros are buying in OC. A leading indicator of real estate markets is the months of remaining inventory (MRI). It is used to gauge the type of market at any given time. 12 months ago, OC’s MRI was at 17 months; an extrememly strong buyer’s market. In less than 12 months, OC’s MRI is down to 7 months, considered to be a neutral market. Take one guess as to who’s buying all of that real estate? It is no longer a buyer’s market in Orange County. Premier Realty 2000, which has offices in Honolulu and Orange County, has helped many investors reposition their real estate holdings from Oahu to Orange County and triple their return on investment and cash flows. Investors like Paul Lam and Jared Nakamoto of Honolulu see this as a “no-brainer” and are buying as much as they can before this window of opportunity closes. “We expect that there’s about a year remaining for investors to invest in Orange County with such favorable conditions.” says Brian Laughlin, President and Principle Broker of Premier Realty 2000, heading the Orange County office. “The smart investors are seeing that Oahu real estate is not the place to be investing and that Orange County currently offers investors a rare combination of low acquisitition costs, great cash flows and tremendous appreciation potential in a safe and stable investment vehicle.”

1. Use a discount broker to sell your home.

When the market was going crazy just a few short years ago, selling a home meant putting it into the local MLS and prepare for the frenzy of buyers with multiple offers above list price. The market conditions at the time didn’t require much experience of the Realtor to get top dollar for your home.

That was then, this is now. Discount brokers rely on volume to make up the discounted commissions they charge. That volume doesn’t allow them to provide full services to the seller. Regardless of what they advertise, don’t believe for one second that they will. Their definition of “full service” means putting a sign and lockbox on the property, putting it into MLS, maybe hold an open house and review offers for you. If you consider that “full service”, you’re about to make the first costly mistake.

This market requires experience AND real marketing to get you top dollar for your home. Do some research on discount brokers. What you’ll find is either small 1-2 person operations or larger offices where most of their agents are new to the business with less than 5 years experience. They don’t have the experience or a real marketing system for getting your home sold. 2008 data shows that discount brokers take twice as long to sell your home and get 5% less than a full service broker. Lots of sellers lose thousands of dollars when they choose a discount broker because they’ll save 2% on the commission but net 5% less on the sale. It is totally acceptable to want to save money. But if you do your homework, you’ll realize that hiring discount brokers in this market is “being penny wise, and pound foolish.”

2. Cut the commission.

Just as in mistake number 1, the last real estate boom taught sellers to negotiate down the commissions. In that market, it was hard for Realtors to justify the 6% commission. It led to sellers expecting to pay reduced commissions as evidenced by a huge increase of market share for discount brokers. Once again, that was then, this is now. And now is not the time to be cutting the commission. You want to attract as many buyers as you possibly can. 91% of buyers in 2008 are introduced to the seller by a broker. With lots of inventory and choices available, which home do you think the broker will show their client; the home offering a reduced commission to the broker or a comparable home offering full commissions?

If you want to sell your home for top dollar, you should be increasing the incentive to sell your home, not decrease it. It’s natural to want to save money, but if your house sits for months on the market because there’s little incentive to sell it, how much is that going to cost you?

3. Price it too high.

I don’t care what your reason is. If you overprice a home in this market, prepare for a long and expensive lesson. The only market you can possibly overprice a home and still get it sold is in a rapidly appreciating market. In any other market, it just won’t sell. With so many homes for sale in this market, you’re better off not listing it then overpricing it.

If you have to sell, you’re going to have to bite the bullet and price it right. And don’t buy into the common thinking that you price it high so that you have room to negotiate. That mentality will be your next costliest mistake.

4. Keep it in the family or Sell it yourself.

It’s nice of you to want to help your niece who just got into the business, but underestimating this market and the need for experience is one of the costliest mistakes you can make. Thinking that all agents are the same and don’t see the need to interview and find the best agent with the experience to get your home sell will cost you both time and money.

Trying to sell it yourself falls into this same costly mistake. Thinking you have the knowledge and experience to sell your home in this market will be an expensive lesson.

I can’t emphasize enough how different this market is from a few short years ago. Making any one of these common mistakes in this market will be magnified and when you consider the value of your home, these mistakes amount to thousands of dollars. You wouldn’t consider going to an inexperienced doctor to treat a life threatening illness, or hire your part time nephew who just passed the bar exam to defend you in a big lawsuit. Just like these professionals, experience is everything. Don’t trust your biggest asset you own to someone without that experience. There’s a reason why professionals are paid well. They are entrusted with your most important things in life.

Hope this helps. Until next time, happy home selling.

Elliot Lau

]]> http://www.CrystalClearMarket.com/2008/07/14/4-costliest-mistakes-sellers-make/feed/ 1 http://www.CrystalClearMarket.com/2008/07/11/hawaii-bank-reos/ http://www.CrystalClearMarket.com/2008/07/11/hawaii-bank-reos/#comments Fri, 11 Jul 2008 22:09:04 +0000 brian http://www.CrystalClearMarket.com/?p=207 Just Listed Address City List Price Trans 3732 Kilauea Ave Kaimuki $739,900 $721,809 86-040 Glenmonger St Waianae $319,900 $350,000 91-1050 Kauiki St Ewa Beach $499,900 $419,215 Hot Buys Address City List Price Trans 54-177 Kawaeku St Hauula $504,900 $725,000 Listed Address City List Price Trans 1778 Ala Moana Blvd. #1004 Honolulu $389,900 $560,000 2145 Palolo Ave Honolulu $559,000 $623,199 57-120 Lalo Kuilima Way #7B Kahuku $269,900 $312,867 84-937 Hanalei St Waianae $384,900 $370,563 85-175 Farrington Hwy  C430 Makaha $92,500 $99,866 211 Kawaihae St #D6 Honolulu $739,900 $734,400 91-644 Makalea St Ewa Beach $469,900 $450,000 57-101 Kuilima Dr 21/170A Kahuku $279,000 $310,000 94-315 Paiwa St Waipahu $649,900 $624,000 91-496 Makalea St Ewa Beach $395,000 $400,000 Not Yet Listed Address City 98-729 Moanalua LP #217 Aiea 54-045 Waikulama St Hauula $790,380 91-907 Nohoihoewa Pl Ewa Beach $444,150 1129 Kokea St. H101 Honolulu $250,000 92-305 Akaula St Makakilo $375,860 ]]> http://www.CrystalClearMarket.com/2008/07/11/hawaii-bank-reos/feed/ 3