Archive for the ‘buyers’ Category

How Much Home Can I Afford? Calculating Debt to Income Ratios

Saturday, May 24th, 2008

When calculating how much home you can afford to buy, lenders use debt to income ratios (DTI) to determine how much you can safely borrow. There are two ratios used; front and back end ratios. The front end ratio is a measurement of just the total monthly house obligations. ...

California REO List

Sunday, May 18th, 2008

New list of Southern California distressed sales. This post will focus more on bank owned properties (REOs). Orange County NOD List NTS List Banked Owned Los Angeles Banked Owned Riverside Banked Owned San Bernardino Banked Owned List Update for May 27, 2008

Top 10 Tips To Get Good Deals in Short Sales and Bank Owned Property

Monday, May 12th, 2008

Current real estate markets nationwide have created countless opportunities for buyers looking to purchase real estate priced well under market value. Many buyers have turned to short sales, foreclosures and bank owned (REO) properties hoping to be able to purchase real estate for pennies on the dollar. The ...

Hawaii REO Bargains

Saturday, May 10th, 2008

Listed Address City Bd/Ba List Price Trans Zestimate 2023 Ahuula St Honolulu 4/3 $425,550 $396,000 $647,500 500 University Avenue #2010 Honolulu 3/2.5 $634,900 $555,000 $588,000 1778 Ala Moana Blvd. #1004 Honolulu 2/2 LH $391,500 $560,000 $400,000 723B Makaleka Ave Honolulu 5/3 $620,000 $650,000 $725,000 2145 Palolo Ave Honolulu 4/2 $609,500 $623,199 $717,000 54-177 Kawaeku St Hauula 3/2 $549,900 $725,000 $763,000 57-120 Lalo Kuilima Way #7B Kahuku 1/2 LH $275,500 $312,867 $340,000 84-937 Hanalei St Waianae 6/3 $419,900 $370,563 $420,000 91-214 ...

Rent or Own? If You Have The Down Payment, Buy…Here’s Why

Tuesday, May 6th, 2008

After looking at all the costs involved in buying house, you may have begun to have second thoughts: Perhaps, it is better to rent a home. Real estate in most areas today is not a top investment compared with investment securities. You're not going to get a 30 percent return ...

Top 6 Incentives for Home Sellers

Saturday, May 3rd, 2008

To frustrated home owners trying to sell their homes in this market, it seems like the market continues to worsen daily as they are subjected to an endless media barrage of gloom and doom. These owners already know there's a glut of properties on the market this spring. ...

Blacklisting Hits Homesellers

Friday, May 2nd, 2008

In the nation's worst-hit real-estate markets, home sellers are suffering a new blow: They are being blacklisted by lenders. As property values decline and credit markets contract, home lenders nationwide are growing ever more unwilling to finance home purchases in sharply declining housing markets, driving prices down ...

How to Find the Perfect Home

Friday, May 2nd, 2008

Buying a home is a high-pressure, extremely emotional decision. No house will ever fully live up to your dreams, and whatever compromises you make (and you will have to make some), you'll have to live with it for years. The perfect home ...

Alternative Mortgage Financing

Friday, May 2nd, 2008

How many of you out there have sold your home about 2 or 3 years ago for huge profits waiting to buy in again as the market corrects?  If this is you, read on as this can be some helpful information that may save you money or even set a ...

5 Steps to improve your Credit

Monday, April 28th, 2008

A lot of homeowners have the mind set that making payments on time automatically equates to good credit and credit scores. Unfortunately, this couldn't be further from the truth. While paying your bills on time accounts for a large portion of your credit score, there's still a lot more to it. In ...