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	<title>Real Estate Insight &#187; Investing</title>
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	<description>Real Estate Insights on selling, buying, investing, foreclosures much more.</description>
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		<title>25 QUALIFIED Buyer Leads &#8211; FREE</title>
		<link>http://www.CrystalClearMarket.com/2011/02/03/25-qualified-buyer-leads-free/</link>
		<comments>http://www.CrystalClearMarket.com/2011/02/03/25-qualified-buyer-leads-free/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 07:44:29 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Lessons]]></category>
		<category><![CDATA[Real Estate Terminology]]></category>
		<category><![CDATA[seller's]]></category>
		<category><![CDATA[Techniques]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=305</guid>
		<description><![CDATA[25 QUALIFIED Buyer Leads &#8211; FREE Offer Limited To the First 10 Agents to Claim Their 25 FREE Leads Are you one of the thousands of agents that are struggling to find new clients? As the real estate market contracts, buyers and sellers have become harder and harder to find. Agents are finding they have [...]]]></description>
			<content:encoded><![CDATA[<h1 style="text-align: center;"><strong><span style="color: #ff0000;"><span style="font-size: small;">25 QUALIFIED Buyer Leads &#8211; FREE</span></span></strong></h1>
<p style="text-align: center;"><strong><span style="font-size: x-small;">Offer Limited To the First 10 Agents to Claim Their 25 FREE Leads</span></strong></p>
<p>Are you one of the thousands of agents that are struggling to find new clients?  As the real estate market contracts, buyers and sellers have become harder and harder to find.  Agents are finding they have to spend much more time and a lot more money to get a shrinking share of the real estate leads.  Do you spend hours of your time sitting open houses, floor duty and kiosks just to get a few meager leads that amount to nothing?  Do you send out hundreds or thousands of dollars of postcards only to get dozens, even hundreds of them returned to you only to get couple of disappointing leads?  Getting the business is the hardest part of the business.  There is an alternative.</p>
<p>At iNet Realty, agents enjoy an abundant number of well qualified and highly motivated buyers and sellers.  Imagine not having to waste hours of your time sitting open house, and instead spend that time showing qualified buyers homes to buy?  Or instead of floor or kiosk duty, spending that time writing offers.  Stop imagining because at iNet Realty, that’s exactly what our agents spend their time on.  At iNet Realty, agents spend 100% of their time on the activities that directly make them money, like showing property and writing contracts.  Getting the business is no longer the hardest part of the business.</p>
<p>And having all the business you can handle is just tip of the iceberg.  iNet agents also enjoy:</p>
<p>E&amp;O fees ONLY when they close a transaction.  No upfront E&amp;O payments that can be in the thousands of dollars.<br />
And,<br />
NO monthly fees associated with many other offices.<br />
NO Franchise Fees<br />
NO Desk Fees<br />
NO monthly advertising or marketing Fees<br />
NO  monthly admin Fees</p>
<p>How is all of this possible?</p>
<p>iNet Realty is a progressive real estate company with advanced proprietary technology and a System that wraps it all together.  Many companies have bits and pieces but nothing like the iNet Realty System.  This complete turnkey system is PROVEN to make ordinary agents immediately successful.</p>
<p style="padding-left: 30px;"><em><a href="http://www.crystalclearmarket.com/2010/10/10/ground-breaking-technology-creating-incredible-success/">With the iNet Realty System, I am working with 65 buyers and sellers, 14 showing appointments, 5 offers, 1 listing, in my first 2 months at iNet Realty.  If you use the iNet System, it works!</a> </em>Jason Mitsuda (RA), iNet Realty<br />
<a href="http://www.crystalclearmarket.com/2010/10/09/incredible-systems-creating-incredible-success/"><br />
</a><em><a href="http://www.crystalclearmarket.com/2010/10/09/incredible-systems-creating-incredible-success/">I love being at iNet Realty.  With the iNet System, I&#8217;ve closed 2 escrows, opened 4 more escrows and got my first commission check within 30 days of getting my real estate license.</a> </em>Niome Queypo (RA), iNet Realty</p>
<p style="padding-left: 30px;"><em><a href="http://www.crystalclearmarket.com/2010/10/10/ordinary-people-finding-extraordinary-success/">Having a tech background, I can tell you there&#8217;s no comparison to iNet Realty&#8217;s System.  It is the most powerful real estate system I&#8217;ve seen and makes real estate easy. Because of the iNet System, I&#8217;m working with 40 buyers and sellers, opened 4 escrows last month and 4 escrows this month.  It just works.</a> </em>Branden Lee (RA), iNet Realty</p>
<p>All of their success is a direct result of applying the iNet System&#8230;</p>
<p>Imagine yourself closing one transaction every month in your first year.  Sounds impossible?  That’s what Jason and Niome thought before joining iNet Realty and applying this amazing system.</p>
<p>iNet Realty is so sure that its system can make you successful, we offer the ONLY income guarantee in the industry…If you don’t make $50K in your first year using the iNet Realty System, we’ll pay you the difference in cash</p>
<p>If you’re one of the many agents finding it difficult to meet your monthly financial obligations, you owe it to yourself to find out more about the incredible iNet System that is already changing agent’s lives.</p>
<p>To find out more about this revolutionary system and receive a confidential information packet, leave your contact information after the beep.  We will discreetly rush you this packet FREE of charge.  The iNet Realty System is the new paradigm in real estate.</p>
<p>There is a limited supply of these FREE information packets so order yours NOW before they run out.</p>
<p>We also offer you a FREE Gap Assessment Analysis to find out how easily you can make 2011 YOUR BEST YEAR EVER.</p>
<h2 style="text-align: center;"><strong>Find out more by calling:<br />
<span style="color: #ff0000;">877-573-3177  ID#7017</span><br />
for 24 hour pre-recorded information</strong></h2>
<p style="text-align: center;"><strong>Or Click on Call Me Button Below<br />
</strong></p>
<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="230" height="85" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="data" value="https://clients4.google.com/voice/embed/webCallButton" /><param name="wmode" value="transparent" /><param name="FlashVars" value="id=2a2a2aff76c5c180df741d423fa5bfb6e5caa495&amp;style=0" /><param name="src" value="https://clients4.google.com/voice/embed/webCallButton" /><param name="flashvars" value="id=2a2a2aff76c5c180df741d423fa5bfb6e5caa495&amp;style=0" /><embed type="application/x-shockwave-flash" width="230" height="85" src="https://clients4.google.com/voice/embed/webCallButton" flashvars="id=2a2a2aff76c5c180df741d423fa5bfb6e5caa495&amp;style=0" wmode="transparent" data="https://clients4.google.com/voice/embed/webCallButton"></embed></object></p>
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		<item>
		<title>Negotiate Your Best House Buy</title>
		<link>http://www.CrystalClearMarket.com/2010/10/11/negotiate-your-best-house-buy/</link>
		<comments>http://www.CrystalClearMarket.com/2010/10/11/negotiate-your-best-house-buy/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 03:01:15 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Lessons]]></category>
		<category><![CDATA[Real Estate Terminology]]></category>
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		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=262</guid>
		<description><![CDATA[Negotiate Your Best House Buy Keep your emotions in check and your eyes on the goal, and you’ll pay less when purchasing a home. Read Visit houselogic.com for more articles like this. Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®]]></description>
			<content:encoded><![CDATA[<div style="letter-spacing:normal!important;width:485px!important; padding:0 40px!important; font-family:Arial,sans-serif!important;">
<ul style="letter-spacing:normal!important;list-style:none!important;margin:0 0 30px!important;padding-left:0;float:left;width:485px;font-family:Arial,sans-serif!important;">
<li style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;display:block;vertical-align:baseline!important;padding:30px 0!important; border-bottom:1px solid #ebf0f2!important; color:#777!important; font-size:12px!important; line-height:20px!important;float:left;width:485px;">
<div style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;position:relative!important; float:left!important; width:100px!important; padding:0 12px 0 0!important;">
		                        			    <a href="http://buyandsell.houselogic.com/articles/negotiate-best-house-buy/" style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;color:#16a8d3!important; text-decoration:none!important;"><br />
		                        			    	<img style="border:0 none;" src="http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/buysell-negotiate-house-buy-getty_1x1_a1aab9a9cb84bdbe5983d8e83d8f5faf_jpg_80x80_q85.jpg" alt="Couple negotiating house purchase" title="buysell-negotiate-house-buy-getty" /><br />
		                        			    </a></p></div>
<h3 style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;float:left;width:373px;margin:0; font-size:16px!important; font-weight:bold!important;"><a style="color:#16a8d3!important; text-decoration:none!important;" href="http://buyandsell.houselogic.com/articles/negotiate-best-house-buy/" target="_blank">Negotiate Your Best House Buy</a></h3>
<p style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0;float:left;width:373px;">Keep your emotions in check and your eyes on the goal, and you’ll pay less when purchasing a home. <a target="_blank" style="color:#16a8d3!important; text-decoration:none!important;" href="http://buyandsell.houselogic.com/articles/negotiate-best-house-buy/">Read</a></p>
<div style="clear:both;"></div>
</li>
</ul>
<div style="float:left;width:485px;">
<p style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0 0 12px!important; color:#000!important; font-size:12px!important;">Visit <a style="color:#16a8d3!important; text-decoration:none!important;" href="http://www.['houselogic.com']">houselogic.com</a> for more articles like this.</p>
<p style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0 0 12px!important; color:#000!important; font-size:11px!important;"> Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®</p>
</p></div>
</p></div>
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		<title>Interest Rates Have Nowhere to Go but Up</title>
		<link>http://www.CrystalClearMarket.com/2010/04/12/interest-rates-have-nowhere-to-go-but-up/</link>
		<comments>http://www.CrystalClearMarket.com/2010/04/12/interest-rates-have-nowhere-to-go-but-up/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 07:46:33 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Lessons]]></category>
		<category><![CDATA[Techniques]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[timing]]></category>

		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=244</guid>
		<description><![CDATA[Even as prospects for the American economy brighten, consumers are about to face a new financial burden: a sustained period of rising interest rates. That, economists say, is the inevitable outcome of the nation’s ballooning debt and the renewed prospect of inflation as the economy recovers from the depths of the recent recession. The shift [...]]]></description>
			<content:encoded><![CDATA[<p>Even as prospects for the American economy brighten, consumers are about to face a new financial burden: a sustained period of rising interest rates.</p>
<p>That, economists say, is the inevitable outcome of the nation’s ballooning debt and the renewed prospect of inflation as the economy recovers from the depths of the recent recession.</p>
<p>The shift is sure to come as a shock to consumers whose spending habits were shaped by a historic 30-year decline in the cost of borrowing.</p>
<p>“Americans have assumed the roller coaster goes one way,” said Bill Gross, whose investment firm, Pimco, has taken part in a broad sell-off of government debt, which has pushed up interest rates. “It’s been a great thrill as rates descended, but now we face an extended climb.”</p>
<p><strong>The impact of higher rates is likely to be felt first in the housing market, which has only recently begun to rebound from a deep slump. The rate for a 30-year fixed rate mortgage has risen half a point since December, hitting 5.31 last week, the highest level since last summer.</strong></p>
<p>Along with the sell-off in bonds, the Federal Reserve has halted its emergency $1.25 trillion program to buy mortgage debt, placing even more upward pressure on rates.  The 30-year fixed rate before the Federal Reserve bailout plan was 6%.  When the government bailout plan went into effect, consumers saw interest rates fall to historical lows below 4%.  Experts believe the end of the bailout plan on March 31 will spark a rise in mortgage interest rates back to levels before the bailout plan went into effect.</p>
<p><strong>Each increase of 1 percentage point in rates adds as much as 19 percent to the total cost of a home</strong>, according to Christopher J. Mayer, a professor of finance and economics at Columbia Business School.</p>
<p><a href="http://inetrealtyinc.com/silver_mortgagecalc.asp">Mortgage Calculator</a></p>
<p>The Mortgage Bankers Association expects the rise to continue, with the 30-year mortgage rate going to 5.5 percent by late summer and as high as 6 percent by the end of the year.</p>
<p>“We’ve gotten spoiled by the idea that interest rates will stay in the low single-digits forever,” said Jim Caron, an interest rate strategist with Morgan Stanley. “We’ve also had a generation of consumers and investors get used to low rates.”</p>
<p><a href="http://inetrealtyinc.com/buyer_mistakes.asp"><em>Free Report: 6 Things You Must Know Before You Buy</em></a></p>
<p>For young home buyers today considering 30-year mortgages with a rate of just over 5 percent, it might be hard to conceive of a time like October 1981, when mortgage rates peaked at 18.2 percent. That meant monthly payments of $1,523 then compared with $556 now for a $100,000 loan.</p>
<p>No one expects rates to return to anything resembling 1981 levels. Still, for much of Wall Street, <strong>the question is not whether rates will go up, but rather by how much.</strong></p>
<p>Some firms, like Morgan Stanley, are predicting that rates could rise by a percentage point and a half by the end of the year. Others, like JPMorgan Chase are forecasting a more modest half-point jump.</p>
<p>But the consensus is clear, according to Terrence M. Belton, global head of fixed-income strategy for J. P. Morgan Securities. “Everyone knows that rates will eventually go higher,” he said.</p>
<h6><em> Source: New York Times</em></h6>
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		<title>America&#8217;s Most Undervalued Cities in 2010</title>
		<link>http://www.CrystalClearMarket.com/2010/04/09/americas-most-undervalued-cities-in-2010/</link>
		<comments>http://www.CrystalClearMarket.com/2010/04/09/americas-most-undervalued-cities-in-2010/#comments</comments>
		<pubDate>Sat, 10 Apr 2010 07:16:03 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Distressed]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[seller's]]></category>
		<category><![CDATA[banked owned]]></category>
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		<category><![CDATA[california foreclosure]]></category>
		<category><![CDATA[distressed sales]]></category>
		<category><![CDATA[distressed sales in orange county]]></category>
		<category><![CDATA[hawaii foreclosures]]></category>
		<category><![CDATA[housing bubble]]></category>
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		<category><![CDATA[investor]]></category>
		<category><![CDATA[markets]]></category>
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		<description><![CDATA[America&#8217;s most undervalued cities Four years after home prices hit their peaks, CNNMoney looks at how 330 metro areas have fared. Metro area Median home price % undervalued 2010 % undervalued 2006 Las Vegas, Nev. $129,700 -41.40% 38% Vero Beach, Fla. $123,300 -39.80% 54% Merced, Calif. $102,300 -37.70% 77% Cape Coral, Fla. $118,700 -36.80% 52% [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><strong>America&#8217;s most undervalued cities</strong></p>
<p><strong>Four years after home prices hit their peaks, CNNMoney looks at how 330 metro areas have fared. </strong></p>
<table style="height: 3427px;" border="0" cellspacing="0" cellpadding="0" width="405">
<thead>
<tr style="text-align: center;">
<td><strong>Metro area</strong></td>
<td width="80"><strong>Median</strong></p>
<p><strong>home price</strong></td>
<td width="87"><strong>% undervalued</strong></p>
<p><strong>2010</strong></td>
<td width="73"><strong>% undervalued</strong></p>
<p><strong>2006</strong></td>
</tr>
</thead>
<tbody>
<tr>
<td>Las Vegas, Nev.</td>
<td width="80">$129,700</td>
<td width="87">-41.40%</td>
<td width="73">38%</td>
</tr>
<tr>
<td>Vero Beach, Fla.</td>
<td width="80">$123,300</td>
<td width="87">-39.80%</td>
<td width="73">54%</td>
</tr>
<tr>
<td>Merced, Calif.</td>
<td width="80">$102,300</td>
<td width="87">-37.70%</td>
<td width="73">77%</td>
</tr>
<tr>
<td>Cape Coral, Fla.</td>
<td width="80">$118,700</td>
<td width="87">-36.80%</td>
<td width="73">52%</td>
</tr>
<tr>
<td>Houma, La.</td>
<td width="80">$116,200</td>
<td width="87">-34.60%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>Port St. Lucie, Fla.</td>
<td width="80">$115,600</td>
<td width="87">-33.30%</td>
<td width="73">72%</td>
</tr>
<tr>
<td>Warren, Mich.</td>
<td width="80">$117,500</td>
<td width="87">-32.30%</td>
<td width="73">15%</td>
</tr>
<tr>
<td>Vallejo, Calif.</td>
<td width="80">$196,900</td>
<td width="87">-31.90%</td>
<td width="73">53%</td>
</tr>
<tr>
<td>Stockton, Calif.</td>
<td width="80">$145,100</td>
<td width="87">-31.80%</td>
<td width="73">72%</td>
</tr>
<tr>
<td>Modesto, Calif.</td>
<td width="80">$138,700</td>
<td width="87">-31.80%</td>
<td width="73">67%</td>
</tr>
<tr>
<td>Midland, Texas</td>
<td width="80">$133,100</td>
<td width="87">-30.70%</td>
<td width="73">-7%</td>
</tr>
<tr>
<td>West Palm Beach, Fla.</td>
<td width="80">$164,400</td>
<td width="87">-30.30%</td>
<td width="73">57%</td>
</tr>
<tr>
<td>Lake Charles, La.</td>
<td width="80">$101,600</td>
<td width="87">-29.40%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Lafayette, La.</td>
<td width="80">$126,700</td>
<td width="87">-29.40%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>Naples, Fla.</td>
<td width="80">$199,900</td>
<td width="87">-29.00%</td>
<td width="73">84%</td>
</tr>
<tr>
<td>Killeen, Texas</td>
<td width="80">$106,700</td>
<td width="87">-28.80%</td>
<td width="73">-16%</td>
</tr>
<tr>
<td>Houston, Texas</td>
<td width="80">$128,200</td>
<td width="87">-28.80%</td>
<td width="73">-14%</td>
</tr>
<tr>
<td>Sarasota, Fla.</td>
<td width="80">$133,900</td>
<td width="87">-28.00%</td>
<td width="73">56%</td>
</tr>
<tr>
<td>Punta Gorda, Fla.</td>
<td width="80">$110,400</td>
<td width="87">-27.80%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Dallas, Texas</td>
<td width="80">$136,700</td>
<td width="87">-27.50%</td>
<td width="73">-16%</td>
</tr>
<tr>
<td>Fort Worth, Texas</td>
<td width="80">$113,300</td>
<td width="87">-27.30%</td>
<td width="73">-15%</td>
</tr>
<tr>
<td>Shreveport, La.</td>
<td width="80">$102,700</td>
<td width="87">-26.50%</td>
<td width="73">-3%</td>
</tr>
<tr>
<td>Reno, Nev.</td>
<td width="80">$169,700</td>
<td width="87">-26.50%</td>
<td width="73">-38%</td>
</tr>
<tr>
<td>McAllen, Texas</td>
<td width="80">$61,800</td>
<td width="87">-25.90%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Tulsa, Okla.</td>
<td width="80">$107,300</td>
<td width="87">-24.60%</td>
<td width="73">-9%</td>
</tr>
<tr>
<td>Palm Bay, Fla.</td>
<td width="80">$118,400</td>
<td width="87">-24.40%</td>
<td width="73">49%</td>
</tr>
<tr>
<td>Fayetteville, N.C.</td>
<td width="80">$113,800</td>
<td width="87">-24.40%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Salinas, Calif.</td>
<td width="80">$310,200</td>
<td width="87">-24.30%</td>
<td width="73">75%</td>
</tr>
<tr>
<td>Fort Lauderdale, Fla.</td>
<td width="80">$148,000</td>
<td width="87">-24.30%</td>
<td width="73">53%</td>
</tr>
<tr>
<td>Oklahoma City, Okla.</td>
<td width="80">$108,100</td>
<td width="87">-24.20%</td>
<td width="73">-5%</td>
</tr>
<tr>
<td>Jackson, Miss.</td>
<td width="80">$104,200</td>
<td width="87">-23.90%</td>
<td width="73">24%</td>
</tr>
<tr>
<td>Monroe, La.</td>
<td width="80">$96,300</td>
<td width="87">-22.30%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>Grand Rapids, Mich.</td>
<td width="80">$105,300</td>
<td width="87">-22.10%</td>
<td width="73">14%</td>
</tr>
<tr>
<td>Carson City, Nev.</td>
<td width="80">$174,100</td>
<td width="87">-22.00%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Charleston, W.Va.</td>
<td width="80">$91,700</td>
<td width="87">-21.80%</td>
<td width="73">-7%</td>
</tr>
<tr>
<td>Oakland, Calif.</td>
<td width="80">$349,800</td>
<td width="87">-21.70%</td>
<td width="73">47%</td>
</tr>
<tr>
<td>Memphis, Tenn.</td>
<td width="80">$103,300</td>
<td width="87">-21.70%</td>
<td width="73">-9%</td>
</tr>
<tr>
<td>Little Rock, Ark.</td>
<td width="80">$106,900</td>
<td width="87">-21.60%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Fayetteville, Ark.</td>
<td width="80">$114,800</td>
<td width="87">-21.50%</td>
<td width="73">11%</td>
</tr>
<tr>
<td>Wichita Falls, Texas</td>
<td width="80">$83,300</td>
<td width="87">-20.60%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Santa Barbara, Calif.</td>
<td width="80">$385,700</td>
<td width="87">-20.20%</td>
<td width="73">70%</td>
</tr>
<tr>
<td>Lansing, Mich.</td>
<td width="80">$103,800</td>
<td width="87">-20.20%</td>
<td width="73">18%</td>
</tr>
<tr>
<td>Alexandria, La.</td>
<td width="80">$92,800</td>
<td width="87">-20.00%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Odessa, Texas</td>
<td width="80">$80,700</td>
<td width="87">-19.90%</td>
<td width="73">-12%</td>
</tr>
<tr>
<td>Visalia, Calif.</td>
<td width="80">$129,000</td>
<td width="87">-19.60%</td>
<td width="73">45%</td>
</tr>
<tr>
<td>El Paso, Texas</td>
<td width="80">$106,300</td>
<td width="87">-19.50%</td>
<td width="73">-18%</td>
</tr>
<tr>
<td>Bakersfield, Calif.</td>
<td width="80">$126,000</td>
<td width="87">-19.20%</td>
<td width="73">51%</td>
</tr>
<tr>
<td>Montgomery, Ala.</td>
<td width="80">$105,900</td>
<td width="87">-19.00%</td>
<td width="73">-12%</td>
</tr>
<tr>
<td>Sacramento, Calif.</td>
<td width="80">$218,500</td>
<td width="87">-18.70%</td>
<td width="73">61%</td>
</tr>
<tr>
<td>Indianapolis, Ind.</td>
<td width="80">$129,800</td>
<td width="87">-18.70%</td>
<td width="73">-5%</td>
</tr>
<tr>
<td>Akron, Ohio</td>
<td width="80">$120,700</td>
<td width="87">-18.60%</td>
<td width="73">4%</td>
</tr>
<tr>
<td>Hanford, Calif.</td>
<td width="80">$144,200</td>
<td width="87">-18.40%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Cincinnati, Ohio</td>
<td width="80">$131,000</td>
<td width="87">-18.40%</td>
<td width="73">1%</td>
</tr>
<tr>
<td>Columbus, Ga.</td>
<td width="80">$112,900</td>
<td width="87">-18.30%</td>
<td width="73">2%</td>
</tr>
<tr>
<td>Bridgeport, Conn.</td>
<td width="80">$419,200</td>
<td width="87">-18.30%</td>
<td width="73">6%</td>
</tr>
<tr>
<td>Warner Robins, Ga.</td>
<td width="80">$100,300</td>
<td width="87">-18.20%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Muskegon, Mich.</td>
<td width="80">$82,000</td>
<td width="87">-18.10%</td>
<td width="73">14%</td>
</tr>
<tr>
<td>Phoenix, Ariz.</td>
<td width="80">$150,700</td>
<td width="87">-18.00%</td>
<td width="73">35%</td>
</tr>
<tr>
<td>San Francisco, Calif.</td>
<td width="80">$603,100</td>
<td width="87">-17.80%</td>
<td width="73">35%</td>
</tr>
<tr>
<td>Holland, Mich.</td>
<td width="80">$128,100</td>
<td width="87">-17.70%</td>
<td width="73">22%</td>
</tr>
<tr>
<td>Ocala, Fla.</td>
<td width="80">$98,600</td>
<td width="87">-17.50%</td>
<td width="73">35%</td>
</tr>
<tr>
<td>Lakeland, Fla.</td>
<td width="80">$98,100</td>
<td width="87">-17.50%</td>
<td width="73">23%</td>
</tr>
<tr>
<td>Cambridge, Mass.</td>
<td width="80">$355,000</td>
<td width="87">-17.40%</td>
<td width="73">12%</td>
</tr>
<tr>
<td>San Diego, Calif.</td>
<td width="80">$336,900</td>
<td width="87">-17.30%</td>
<td width="73">46%</td>
</tr>
<tr>
<td>Orlando, Fla.</td>
<td width="80">$141,200</td>
<td width="87">-17.10%</td>
<td width="73">33%</td>
</tr>
<tr>
<td>Kalamazoo, Mich.</td>
<td width="80">$109,400</td>
<td width="87">-17.10%</td>
<td width="73">11%</td>
</tr>
<tr>
<td>Fort Walton Beach, Fla.</td>
<td width="80">$147,200</td>
<td width="87">-17.10%</td>
<td width="73">43%</td>
</tr>
<tr>
<td>Riverside, Calif.</td>
<td width="80">$178,300</td>
<td width="87">-16.90%</td>
<td width="73">65%</td>
</tr>
<tr>
<td>Ann Arbor, Mich.</td>
<td width="80">$158,600</td>
<td width="87">-16.90%</td>
<td width="73">17%</td>
</tr>
<tr>
<td>Santa Rosa, Calif.</td>
<td width="80">$326,900</td>
<td width="87">-16.80%</td>
<td width="73">56%</td>
</tr>
<tr>
<td>Fresno, Calif.</td>
<td width="80">$146,600</td>
<td width="87">-16.80%</td>
<td width="73">58%</td>
</tr>
<tr>
<td>Evansville, Ind.</td>
<td width="80">$94,400</td>
<td width="87">-16.80%</td>
<td width="73">-3%</td>
</tr>
<tr>
<td>Columbus, Ohio</td>
<td width="80">$139,700</td>
<td width="87">-16.80%</td>
<td width="73">2%</td>
</tr>
<tr>
<td>Tampa, Fla.</td>
<td width="80">$127,100</td>
<td width="87">-16.70%</td>
<td width="73">34%</td>
</tr>
<tr>
<td>Fort Smith, Ark.</td>
<td width="80">$83,800</td>
<td width="87">-16.70%</td>
<td width="73">-8%</td>
</tr>
<tr>
<td>Wichita, Kan.</td>
<td width="80">$106,800</td>
<td width="87">-16.60%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Owensboro, Ky.</td>
<td width="80">$91,600</td>
<td width="87">-16.60%</td>
<td width="73">-3%</td>
</tr>
<tr>
<td>Baton Rouge, La.</td>
<td width="80">$128,000</td>
<td width="87">-16.60%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Pensacola, Fla.</td>
<td width="80">$119,200</td>
<td width="87">-16.50%</td>
<td width="73">33%</td>
</tr>
<tr>
<td>Omaha, Neb.</td>
<td width="80">$122,100</td>
<td width="87">-16.50%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>New Orleans, La.</td>
<td width="80">$146,600</td>
<td width="87">-16.30%</td>
<td width="73">12%</td>
</tr>
<tr>
<td>Cheyenne, Wyo.</td>
<td width="80">$153,100</td>
<td width="87">-16.30%</td>
<td width="73">5%</td>
</tr>
<tr>
<td>Boston, Mass.</td>
<td width="80">$316,100</td>
<td width="87">-16.30%</td>
<td width="73">18%</td>
</tr>
<tr>
<td>Flint, Mich.</td>
<td width="80">$74,000</td>
<td width="87">-16.10%</td>
<td width="73">26%</td>
</tr>
<tr>
<td>College Station, Texas</td>
<td width="80">$110,900</td>
<td width="87">-16.10%</td>
<td width="73">-23%</td>
</tr>
<tr>
<td>Birmingham, Ala.</td>
<td width="80">$121,100</td>
<td width="87">-15.70%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>San Antonio, Texas</td>
<td width="80">$113,800</td>
<td width="87">-15.60%</td>
<td width="73">-11%</td>
</tr>
<tr>
<td>Battle Creek, Mich.</td>
<td width="80">$81,900</td>
<td width="87">-15.60%</td>
<td width="73">20%</td>
</tr>
<tr>
<td>Napa, Calif.</td>
<td width="80">$340,100</td>
<td width="87">-15.50%</td>
<td width="73">65%</td>
</tr>
<tr>
<td>Corpus Christi, Texas</td>
<td width="80">$102,900</td>
<td width="87">-15.50%</td>
<td width="73">-8%</td>
</tr>
<tr>
<td>Yuba City, Calif.</td>
<td width="80">$146,100</td>
<td width="87">-15.30%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Tyler, Texas</td>
<td width="80">$110,000</td>
<td width="87">-15.30%</td>
<td width="73">-7%</td>
</tr>
<tr>
<td>Monroe, Mich.</td>
<td width="80">$112,100</td>
<td width="87">-15.30%</td>
<td width="73">26%</td>
</tr>
<tr>
<td>Huntsville, Ala.</td>
<td width="80">$132,800</td>
<td width="87">-15.30%</td>
<td width="73">-11%</td>
</tr>
<tr>
<td>Lafayette, Ind.</td>
<td width="80">$112,800</td>
<td width="87">-15.10%</td>
<td width="73">-10%</td>
</tr>
<tr>
<td>Tucson, Ariz.</td>
<td width="80">$148,200</td>
<td width="87">-15.00%</td>
<td width="73">27%</td>
</tr>
<tr>
<td>Longview, Texas</td>
<td width="80">$99,800</td>
<td width="87">-14.90%</td>
<td width="73">-11%</td>
</tr>
<tr>
<td>Macon, Ga.</td>
<td width="80">$97,400</td>
<td width="87">-14.80%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Cleveland, Ohio</td>
<td width="80">$127,700</td>
<td width="87">-14.80%</td>
<td width="73">6%</td>
</tr>
<tr>
<td>Jacksonville, Fla.</td>
<td width="80">$141,900</td>
<td width="87">-14.70%</td>
<td width="73">31%</td>
</tr>
<tr>
<td>Hattiesburg, Miss.</td>
<td width="80">$95,100</td>
<td width="87">-14.50%</td>
<td width="73">1%</td>
</tr>
<tr>
<td>Atlanta, Ga.</td>
<td width="80">$159,200</td>
<td width="87">-14.50%</td>
<td width="73">2%</td>
</tr>
<tr>
<td>Oxnard, Calif.</td>
<td width="80">$350,100</td>
<td width="87">-14.30%</td>
<td width="73">55%</td>
</tr>
<tr>
<td>Greenville, N.C.</td>
<td width="80">$98,900</td>
<td width="87">-14.20%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>South Bend, Ind.</td>
<td width="80">$103,300</td>
<td width="87">-14.10%</td>
<td width="73">-4%</td>
</tr>
<tr>
<td>Lake County, Ill.</td>
<td width="80">$233,800</td>
<td width="87">-13.90%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Deltona, Fla.</td>
<td width="80">$121,700</td>
<td width="87">-13.80%</td>
<td width="73">44%</td>
</tr>
<tr>
<td>Oshkosh, Wis.</td>
<td width="80">$122,700</td>
<td width="87">-13.70%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Bowling Green, Ky.</td>
<td width="80">$111,400</td>
<td width="87">-13.50%</td>
<td width="73">1%</td>
</tr>
<tr>
<td>Beaumont, Texas</td>
<td width="80">$85,600</td>
<td width="87">-13.50%</td>
<td width="73">-15%</td>
</tr>
<tr>
<td>Ames, Iowa</td>
<td width="80">$136,400</td>
<td width="87">-13.50%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Gainesville, Fla.</td>
<td width="80">$134,500</td>
<td width="87">-13.40%</td>
<td width="73">23%</td>
</tr>
<tr>
<td>Fort Wayne, Ind.</td>
<td width="80">$96,100</td>
<td width="87">-13.40%</td>
<td width="73">-5%</td>
</tr>
<tr>
<td>Lubbock, Texas</td>
<td width="80">$88,800</td>
<td width="87">-13.30%</td>
<td width="73">-7%</td>
</tr>
<tr>
<td>Gainesville, Ga.</td>
<td width="80">$137,700</td>
<td width="87">-13.30%</td>
<td width="73">11%</td>
</tr>
<tr>
<td>Columbus, Ind.</td>
<td width="80">$117,100</td>
<td width="87">-13.20%</td>
<td width="73">2%</td>
</tr>
<tr>
<td>Rochester, N.Y.</td>
<td width="80">$125,100</td>
<td width="87">-13.00%</td>
<td width="73">-9%</td>
</tr>
<tr>
<td>Casper, Wyo.</td>
<td width="80">$153,200</td>
<td width="87">-12.70%</td>
<td width="73">20%</td>
</tr>
<tr>
<td>Springfield, Mo.</td>
<td width="80">$113,300</td>
<td width="87">-12.60%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Sandusky, Ohio</td>
<td width="80">$120,100</td>
<td width="87">-12.60%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>Pittsburgh, Pa.</td>
<td width="80">$115,900</td>
<td width="87">-12.50%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>Anderson, Ind.</td>
<td width="80">$83,700</td>
<td width="87">-12.40%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>Abilene, Texas</td>
<td width="80">$82,700</td>
<td width="87">-12.30%</td>
<td width="73">-11%</td>
</tr>
<tr>
<td>Waco, Texas</td>
<td width="80">$94,900</td>
<td width="87">-12.00%</td>
<td width="73">-7%</td>
</tr>
<tr>
<td>Saginaw, Mich.</td>
<td width="80">$81,700</td>
<td width="87">-11.90%</td>
<td width="73">13%</td>
</tr>
<tr>
<td>Dayton, Ohio</td>
<td width="80">$112,900</td>
<td width="87">-11.90%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Canton, Ohio</td>
<td width="80">$108,100</td>
<td width="87">-11.70%</td>
<td width="73">11%</td>
</tr>
<tr>
<td>Jackson, Mich.</td>
<td width="80">$94,500</td>
<td width="87">-11.50%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>Columbia, Mo.</td>
<td width="80">$127,000</td>
<td width="87">-11.50%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Miami, Fla.</td>
<td width="80">$191,200</td>
<td width="87">-11.40%</td>
<td width="73">55%</td>
</tr>
<tr>
<td>Kansas City, Mo.</td>
<td width="80">$130,400</td>
<td width="87">-11.40%</td>
<td width="73">4%</td>
</tr>
<tr>
<td>Bloomington, Ill.</td>
<td width="80">$135,900</td>
<td width="87">-11.40%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>Madera, Calif.</td>
<td width="80">$170,100</td>
<td width="87">-11.30%</td>
<td width="73">70%</td>
</tr>
<tr>
<td>Bay City, Mich.</td>
<td width="80">$83,300</td>
<td width="87">-11.30%</td>
<td width="73">26%</td>
</tr>
<tr>
<td>Decatur, Ill.</td>
<td width="80">$87,900</td>
<td width="87">-11.20%</td>
<td width="73">1%</td>
</tr>
<tr>
<td>Tallahassee, Fla.</td>
<td width="80">$135,200</td>
<td width="87">-11.10%</td>
<td width="73">22%</td>
</tr>
<tr>
<td>Essex County, Mass.</td>
<td width="80">$302,300</td>
<td width="87">-10.70%</td>
<td width="73">28%</td>
</tr>
<tr>
<td>Lincoln, Neb.</td>
<td width="80">$125,100</td>
<td width="87">-10.60%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>Worcester, Mass.</td>
<td width="80">$213,000</td>
<td width="87">-10.50%</td>
<td width="73">29%</td>
</tr>
<tr>
<td>Santa Cruz, Calif.</td>
<td width="80">$457,100</td>
<td width="87">-10.50%</td>
<td width="73">44%</td>
</tr>
<tr>
<td>Athens, Ga.</td>
<td width="80">$135,300</td>
<td width="87">-10.50%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>St. Joseph, Mo.</td>
<td width="80">$98,700</td>
<td width="87">-10.30%</td>
<td width="73">7%</td>
</tr>
<tr>
<td>Rocky Mount, N.C.</td>
<td width="80">$95,900</td>
<td width="87">-10.30%</td>
<td width="73">-5%</td>
</tr>
<tr>
<td>Des Moines, Iowa</td>
<td width="80">$127,700</td>
<td width="87">-10.30%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>San Jose, Calif.</td>
<td width="80">$507,000</td>
<td width="87">-10.20%</td>
<td width="73">44%</td>
</tr>
<tr>
<td>Chicago, Ill.</td>
<td width="80">$222,800</td>
<td width="87">-10.20%</td>
<td width="73">21%</td>
</tr>
<tr>
<td>Springfield, Ill.</td>
<td width="80">$110,000</td>
<td width="87">-10.10%</td>
<td width="73">-5%</td>
</tr>
<tr>
<td>Bethesda, Md.</td>
<td width="80">$380,900</td>
<td width="87">-10.00%</td>
<td width="73">36%</td>
</tr>
<tr>
<td>Sioux Falls, S.D.</td>
<td width="80">$126,000</td>
<td width="87">-9.90%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>Rochester, Minn.</td>
<td width="80">$138,100</td>
<td width="87">-9.70%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Lexington, Ky.</td>
<td width="80">$139,800</td>
<td width="87">-9.70%</td>
<td width="73">4%</td>
</tr>
<tr>
<td>Trenton, N.J.</td>
<td width="80">$260,000</td>
<td width="87">-9.50%</td>
<td width="73">20%</td>
</tr>
<tr>
<td>Jefferson City, Mo.</td>
<td width="80">$113,500</td>
<td width="87">-9.40%</td>
<td width="73">-5%</td>
</tr>
<tr>
<td>San Luis Obispo, Calif.</td>
<td width="80">$341,300</td>
<td width="87">-9.30%</td>
<td width="73">53%</td>
</tr>
<tr>
<td>Cedar Rapids, Iowa</td>
<td width="80">$116,300</td>
<td width="87">-9.20%</td>
<td width="73">-3%</td>
</tr>
<tr>
<td>Rome, Ga.</td>
<td width="80">$100,500</td>
<td width="87">-9.10%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Appleton, Wis.</td>
<td width="80">$133,500</td>
<td width="87">-9.10%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Louisville, Ky.</td>
<td width="80">$128,400</td>
<td width="87">-8.90%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>Toledo, Ohio</td>
<td width="80">$102,800</td>
<td width="87">-8.70%</td>
<td width="73">9%</td>
</tr>
<tr>
<td>St. Louis, Mo.</td>
<td width="80">$135,300</td>
<td width="87">-8.60%</td>
<td width="73">9%</td>
</tr>
<tr>
<td>Panama City, Fla.</td>
<td width="80">$129,000</td>
<td width="87">-8.60%</td>
<td width="73">46%</td>
</tr>
<tr>
<td>Joplin, Mo.</td>
<td width="80">$93,000</td>
<td width="87">-8.60%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Amarillo, Texas</td>
<td width="80">$98,400</td>
<td width="87">-8.50%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Minneapolis, Minn.</td>
<td width="80">$183,800</td>
<td width="87">-8.20%</td>
<td width="73">24%</td>
</tr>
<tr>
<td>Parkersburg, W.Va.</td>
<td width="80">$97,000</td>
<td width="87">-8.10%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Detroit, Mich.</td>
<td width="80">$74,400</td>
<td width="87">-7.80%</td>
<td width="73">19%</td>
</tr>
<tr>
<td>Hartford, Conn.</td>
<td width="80">$231,100</td>
<td width="87">-7.70%</td>
<td width="73">4%</td>
</tr>
<tr>
<td>Raleigh, N.C.</td>
<td width="80">$186,400</td>
<td width="87">-7.60%</td>
<td width="73">-3%</td>
</tr>
<tr>
<td>Peoria, Ill.</td>
<td width="80">$116,900</td>
<td width="87">-7.50%</td>
<td width="73">10%</td>
</tr>
<tr>
<td>Springfield, Ohio</td>
<td width="80">$100,700</td>
<td width="87">-7.40%</td>
<td width="73">8%</td>
</tr>
<tr>
<td>Gary, Ind.</td>
<td width="80">$126,400</td>
<td width="87">-7.20%</td>
<td width="73">9%</td>
</tr>
<tr>
<td>Sherman, Texas</td>
<td width="80">$92,400</td>
<td width="87">-7.10%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>New York, N.Y.</td>
<td width="80">$456,600</td>
<td width="87">-7.10%</td>
<td width="73">27%</td>
</tr>
<tr>
<td>Santa Ana, Calif.</td>
<td width="80">$469,300</td>
<td width="87">-6.90%</td>
<td width="73">44%</td>
</tr>
<tr>
<td>Iowa City, Iowa</td>
<td width="80">$152,400</td>
<td width="87">-6.90%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Greensboro, N.C.</td>
<td width="80">$123,300</td>
<td width="87">-6.90%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>Austin, Texas</td>
<td width="80">$177,400</td>
<td width="87">-6.90%</td>
<td width="73">-7%</td>
</tr>
<tr>
<td>Green Bay, Wis.</td>
<td width="80">$134,100</td>
<td width="87">-6.70%</td>
<td width="73">8%</td>
</tr>
<tr>
<td>Bloomington, Ind.</td>
<td width="80">$121,000</td>
<td width="87">-6.60%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>Nashville, Tenn.</td>
<td width="80">$165,500</td>
<td width="87">-6.50%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>Spartanburg, S.C.</td>
<td width="80">$101,800</td>
<td width="87">-6.40%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>Niles, Mich.</td>
<td width="80">$117,400</td>
<td width="87">-6.30%</td>
<td width="73">21%</td>
</tr>
<tr>
<td>Columbia, S.C.</td>
<td width="80">$120,300</td>
<td width="87">-6.30%</td>
<td width="73">1%</td>
</tr>
<tr>
<td>Augusta, Ga.</td>
<td width="80">$113,500</td>
<td width="87">-6.30%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>Manchester, N.H.</td>
<td width="80">$207,000</td>
<td width="87">-6.10%</td>
<td width="73">23%</td>
</tr>
<tr>
<td>Florence, S.C.</td>
<td width="80">$89,800</td>
<td width="87">-6.10%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>Charlotte, N.C.</td>
<td width="80">$159,600</td>
<td width="87">-6.10%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Prescott, Ariz.</td>
<td width="80">$164,000</td>
<td width="87">-6.00%</td>
<td width="73">46%</td>
</tr>
<tr>
<td>Mobile, Ala.</td>
<td width="80">$111,800</td>
<td width="87">-6.00%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>Winston-Salem, N.C.</td>
<td width="80">$127,600</td>
<td width="87">-5.90%</td>
<td width="73">-1%</td>
</tr>
<tr>
<td>Huntington, W.Va.</td>
<td width="80">$92,900</td>
<td width="87">-5.90%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Burlington, N.C.</td>
<td width="80">$115,700</td>
<td width="87">-5.60%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>New Haven, Conn.</td>
<td width="80">$240,200</td>
<td width="87">-5.50%</td>
<td width="73">11%</td>
</tr>
<tr>
<td>Albany, Ga.</td>
<td width="80">$90,200</td>
<td width="87">-5.50%</td>
<td width="73">-2%</td>
</tr>
<tr>
<td>Fairbanks, Alaska</td>
<td width="80">$195,700</td>
<td width="87">-5.40%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Davenport, Iowa</td>
<td width="80">$107,500</td>
<td width="87">-5.40%</td>
<td width="73">7%</td>
</tr>
<tr>
<td>Syracuse, N.Y.</td>
<td width="80">$125,700</td>
<td width="87">-5.30%</td>
<td width="73">-4%</td>
</tr>
<tr>
<td>Buffalo, N.Y.</td>
<td width="80">$126,000</td>
<td width="87">-5.30%</td>
<td width="73">-5%</td>
</tr>
<tr>
<td>Washington, D.C.</td>
<td width="80">$316,400</td>
<td width="87">-5.20%</td>
<td width="73">37%</td>
</tr>
<tr>
<td>Providence, R.I.</td>
<td width="80">$235,500</td>
<td width="87">-4.90%</td>
<td width="73">35%</td>
</tr>
<tr>
<td>Brunswick, Ga.</td>
<td width="80">$119,800</td>
<td width="87">-4.90%</td>
<td width="73">23%</td>
</tr>
<tr>
<td>Rockingham County, N.H.</td>
<td width="80">$217,600</td>
<td width="87">-4.80%</td>
<td width="73">20%</td>
</tr>
<tr>
<td>Chico, Calif.</td>
<td width="80">$194,100</td>
<td width="87">-4.80%</td>
<td width="73">59%</td>
</tr>
<tr>
<td>Chattanooga, Tenn.</td>
<td width="80">$117,700</td>
<td width="87">-4.80%</td>
<td width="73">5%</td>
</tr>
<tr>
<td>Gulfport, Miss.</td>
<td width="80">$117,400</td>
<td width="87">-4.70%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Milwaukee, Wis.</td>
<td width="80">$180,500</td>
<td width="87">-4.30%</td>
<td width="73">16%</td>
</tr>
<tr>
<td>Greenville, S.C.</td>
<td width="80">$122,100</td>
<td width="87">-4.30%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Fargo, N.D.</td>
<td width="80">$136,500</td>
<td width="87">-4.30%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>Durham, N.C.</td>
<td width="80">$176,300</td>
<td width="87">-4.20%</td>
<td width="73">2%</td>
</tr>
<tr>
<td>Las Cruces, N.M.</td>
<td width="80">$119,000</td>
<td width="87">-3.80%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Lima, Ohio</td>
<td width="80">$99,600</td>
<td width="87">-3.60%</td>
<td width="73">1%</td>
</tr>
<tr>
<td>Youngstown, Ohio</td>
<td width="80">$92,900</td>
<td width="87">-3.50%</td>
<td width="73">8%</td>
</tr>
<tr>
<td>Pueblo, Colo.</td>
<td width="80">$119,500</td>
<td width="87">-3.50%</td>
<td width="73">5%</td>
</tr>
<tr>
<td>Lawrence, Kan.</td>
<td width="80">$159,800</td>
<td width="87">-3.50%</td>
<td width="73">0%</td>
</tr>
<tr>
<td>Erie, Pa.</td>
<td width="80">$109,700</td>
<td width="87">-3.20%</td>
<td width="73">2%</td>
</tr>
<tr>
<td>Champaign, Ill.</td>
<td width="80">$123,400</td>
<td width="87">-3.10%</td>
<td width="73">9%</td>
</tr>
<tr>
<td>Topeka, Kan.</td>
<td width="80">$107,200</td>
<td width="87">-2.90%</td>
<td width="73">4%</td>
</tr>
<tr>
<td>Madison, Wis.</td>
<td width="80">$195,400</td>
<td width="87">-2.80%</td>
<td width="73">16%</td>
</tr>
<tr>
<td>Philadelphia, Pa.</td>
<td width="80">$227,700</td>
<td width="87">-2.70%</td>
<td width="73">15%</td>
</tr>
<tr>
<td>Sheboygan, Wis.</td>
<td width="80">$137,200</td>
<td width="87">-2.60%</td>
<td width="73">9%</td>
</tr>
<tr>
<td>Anderson, S.C.</td>
<td width="80">$105,200</td>
<td width="87">-2.40%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>St. Cloud, Minn.</td>
<td width="80">$139,100</td>
<td width="87">-2.30%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Springfield, Mass.</td>
<td width="80">$202,200</td>
<td width="87">-2.20%</td>
<td width="73">19%</td>
</tr>
<tr>
<td>Savannah, Ga.</td>
<td width="80">$141,400</td>
<td width="87">-2.20%</td>
<td width="73">21%</td>
</tr>
<tr>
<td>Norwich, Conn.</td>
<td width="80">$230,200</td>
<td width="87">-2.20%</td>
<td width="73">15%</td>
</tr>
<tr>
<td>Lebanon, Pa.</td>
<td width="80">$150,900</td>
<td width="87">-2.20%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Hagerstown, Md.</td>
<td width="80">$170,700</td>
<td width="87">-2.20%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Redding, Calif.</td>
<td width="80">$182,100</td>
<td width="87">-2.10%</td>
<td width="73">56%</td>
</tr>
<tr>
<td>Denver, Colo.</td>
<td width="80">$229,300</td>
<td width="87">-2.10%</td>
<td width="73">10%</td>
</tr>
<tr>
<td>Lewiston, Idaho</td>
<td width="80">$139,800</td>
<td width="87">-2.00%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Wausau, Wis.</td>
<td width="80">$128,800</td>
<td width="87">-1.90%</td>
<td width="73">4%</td>
</tr>
<tr>
<td>Knoxville, Tenn.</td>
<td width="80">$133,200</td>
<td width="87">-1.70%</td>
<td width="73">3%</td>
</tr>
<tr>
<td>San Angelo, Texas</td>
<td width="80">$99,300</td>
<td width="87">-1.40%</td>
<td width="73">-10%</td>
</tr>
<tr>
<td>Los Angeles, Calif.</td>
<td width="80">$368,000</td>
<td width="87">-1.40%</td>
<td width="73">54%</td>
</tr>
<tr>
<td>Elkhart, Ind.</td>
<td width="80">$109,900</td>
<td width="87">-1.20%</td>
<td width="73">-6%</td>
</tr>
<tr>
<td>Fort Collins, Colo.</td>
<td width="80">$219,200</td>
<td width="87">-1.00%</td>
<td width="73">10%</td>
</tr>
<tr>
<td>Flagstaff, Ariz.</td>
<td width="80">$207,600</td>
<td width="87">-1.00%</td>
<td width="73">29%</td>
</tr>
<tr>
<td>Newark, N.J.</td>
<td width="80">$362,700</td>
<td width="87">-0.90%</td>
<td width="73">27%</td>
</tr>
<tr>
<td>Auburn, Ala.</td>
<td width="80">$122,200</td>
<td width="87">-0.40%</td>
<td width="73">N.A.</td>
</tr>
<tr>
<td>Mansfield, Ohio</td>
<td width="80">$100,200</td>
<td width="87">-0.30%</td>
<td width="73">7%</td>
</tr>
<tr>
<td>Kennewick, Wash.</td>
<td width="80">$155,300</td>
<td width="87">-0.30%</td>
<td width="73">2%</td>
</tr>
</tbody>
</table>
<p>Source: IHS Global Insight/PNC Financial Service</p>
]]></content:encoded>
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		<title>Rare Opportunity to Buy Real Estate at 30 Cents on the Dollar and Get Double Digit ROIs</title>
		<link>http://www.CrystalClearMarket.com/2009/03/03/rare-opportunity-to-buy-real-estate-at-30-cents-on-the-dollar-and-get-double-digit-rois/</link>
		<comments>http://www.CrystalClearMarket.com/2009/03/03/rare-opportunity-to-buy-real-estate-at-30-cents-on-the-dollar-and-get-double-digit-rois/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 11:30:55 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Distressed]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Investing]]></category>
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		<category><![CDATA[Techniques]]></category>
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[If you invest in real estate, YOU MUST READ THIS! Would you like to improve your investment portfolio’s performance?  Take a look at the information below and see what Reuters Financial News is calling “the buying opportunity of our lifetime.” Would you like to know where you can buy real estate at less than 40 [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="text-align: center;" align="center"><strong><span style="font-size: 14pt; color: red;">If you invest in real estate, YOU MUST READ THIS!</span> </strong></p>
<p class="MsoNormal"><strong>Would you like to improve your investment portfolio’s performance?  Take a look at the information below and see what <a href="http://www.reuters.com/article/marketsNews/idUSN2050548420090223">Reuters Financial News</a> is calling <a href="http://www.reuters.com/article/marketsNews/idUSN2050548420090223">“the buying opportunity of our lifetime.”</a> </strong></p>
<p class="MsoNormal">Would you like to know where you can buy real estate at less than 40 cents on the dollar and get double digit ROI’s as high as 20% or more?</p>
<p class="MsoNormal"><strong><em><a href="http://www.honoluluadvertiser.com/article/20090206/GETPUBLISHED/902030363/-1">What’s All the Excitement About?</a> </em> </strong></p>
<p class="MsoNormal">Here are examples of properties already acquired by our clients or are available.<span> </span> <strong><em>Both properties were purchased for less</em> </strong> <strong><em>than 40 cents on the dollar and each started producing immediate cash flows of more than</em> </strong> <strong><em>$400 a month with ROIs exceeding 15%.</em> </strong> .<span> </span> If it sounds too good to be true, it&#8217;s not.<span> </span> These are real scenarios of just two of our many investors.</p>
<h2 style="text-align: center;"><strong><span style="font-variant: small-caps; color: red;">Here are examples of what all the excitement is about!</span> </strong></h2>
<p style="margin: 0in 0in 0.0001pt; text-align: center;" align="center"><strong><span style="font-variant: small-caps; color: red;"> </span> </strong></p>
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<p class="MsoNormal"><span style="font-size: 11pt;"> </span></p>
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<td style="padding: 0in 5.4pt; width: 262pt; height: 15pt; border: 1pt medium medium 1pt solid none none solid windowtext -moz-use-text-color -moz-use-text-color windowtext;" colspan="2" width="349" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">Closed Properties</span></p>
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<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 11pt;"> </span></p>
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<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">1</span></p>
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<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">2</span></p>
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<p class="MsoNormal" style="text-indent: 11.05pt;"><strong><span style="font-size: 11pt;">1. Property address</span> </strong></p>
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<td style="padding: 0in 5.4pt; width: 137pt; height: 0.25in; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><strong><span style="font-size: 10pt; font-family: Arial;">2101 S.     Pacific Ave #32</span> </strong> <strong><span style="font-size: 10pt; font-family: Arial;"></span> </strong></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 0.25in;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><strong><span style="font-size: 10pt; font-family: Arial;">450 E. 4th St     #228</span> </strong> <strong><span style="font-size: 10pt; font-family: Arial;"></span> </strong></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">2. APN #</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">932-89-032</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">937-83-116</span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">3. Property Type</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">Townhome</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">Townhome</span></p>
</td>
</tr>
<tr style="height: 12.75pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 12.75pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 10pt;"><span style="font-size: 10pt; font-family: Arial;">4. Square Footage</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 12.75pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">1228</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 12.75pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">980</span></p>
</td>
</tr>
<tr style="height: 12.75pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 12.75pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 10pt;"><span style="font-size: 10pt; font-family: Arial;">5. Bedrooms/Baths</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 12.75pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">3/2</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 12.75pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">2/2</span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">6. Peak FMV Date</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">9/1/2006</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">2/27/2006</span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">7. Peak FMV Amount</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$380,000 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$304,500 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">7a. Zillow Value Estimate</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="text-decoration: underline;"><span style="font-size: 10pt; font-family: Arial; color: blue;"><a href="http://www.zillow.com/homes/map/2101-S.-Pacific-Ave-.num.32,-92704_rb/">$212,000 </a> </span> </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="text-decoration: underline;"><span style="font-size: 10pt; font-family: Arial; color: blue;"><a href="http://www.zillow.com/homes/map/450-E.-4th-St-.num.228,-92701_rb/">$317,000 </a> </span> </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">8. Purchase Date</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">11/7/2008</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">12/9/2008</span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">9. Purchase/List Price</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$129,000 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$118,000 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">10. Down Payment</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$25,800 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$23,600 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">11. Loan Amount</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$103,200 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$94,400 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">12. Repairs</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$8,063 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$3,900 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">13. Closing Costs</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$3,090 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$4,244 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 146pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">14. Total Cash Invested</span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 137pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$36,953 </span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 125pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$31,744 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">15. Lease Start Date</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">12/1/2008</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">2/1/2009</span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">16. Lease Amount</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$1,600 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$1,400 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">17. Mortgage (Int Only)</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="text-decoration: underline;"><span style="font-size: 10pt; font-family: Arial; color: blue;"><a href="http://premierrealty2000.com/silver_mortgagecalc.asp">$516 </a> </span> </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="text-decoration: underline;"><span style="font-size: 10pt; font-family: Arial; color: blue;"><a href="http://premierrealty2000.com/silver_mortgagecalc.asp">$472 </a> </span> </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">18. Taxes</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$134 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$123 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">19. Insurance</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;"> </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;"> </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">20. HOA</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$250 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$246 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; background: #ccffff none repeat scroll 0%; width: 146pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">21. Monthly Net Cash Flow</span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ccffff none repeat scroll 0%; width: 137pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$700 </span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ccffff none repeat scroll 0%; width: 125pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$559 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; width: 146pt; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">22. Management Fee</span></p>
</td>
<td style="padding: 0in 5.4pt; width: 137pt; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$160 </span></p>
</td>
<td style="padding: 0in 5.4pt; width: 125pt; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$140 </span></p>
</td>
</tr>
<tr style="height: 15pt;">
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 146pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">23. Monthly Cash Flow</span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 137pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt; border: medium medium medium 1pt none none none solid -moz-use-text-color -moz-use-text-color -moz-use-text-color windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$540 </span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 125pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15pt;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">$419 </span></p>
</td>
</tr>
<tr style="height: 15.75pt;">
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 146pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15.75pt;" width="195" valign="bottom">
<p class="MsoNormal" style="text-indent: 11pt;"><span style="font-size: 11pt;">24. Cash-On-Cash Return</span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 137pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15.75pt; border: medium medium 1pt 1pt none none solid solid -moz-use-text-color -moz-use-text-color windowtext windowtext;" width="183" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">17.52%</span></p>
</td>
<td style="padding: 0in 5.4pt; background: #ffff99 none repeat scroll 0%; width: 125pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; height: 15.75pt; border: medium medium 1pt none none solid -moz-use-text-color -moz-use-text-color windowtext;" width="167" valign="bottom">
<p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 10pt; font-family: Arial;">15.84%</span></p>
</td>
</tr>
</tbody>
</table>
<p style="margin: 0in 0in 0.0001pt;"><em><span style="font-size: 8pt; color: red;">* examples shown are for informational purposes only and should not be construed as any guarantee of future performance. </span> </em></p>
<p class="MsoNormal"><span style="color: red;"></span> Call me today to learn how you can<strong><em> take advantage of this incredible opportunity.</em> </strong> <span> </span> This is not a gimmicky sales program.<span> </span> It is a bona fide rare opportunity that, based on current activity, will probably end in less than 12 months.<span> </span></p>
<p class="MsoAutoSig">For more information, contact:<a name="_MailAutoSig"><strong><em><span></span> </em> </strong> </a></p>
<p class="MsoAutoSig"><a name="_MailAutoSig"><strong><em><span>Elliot Y.C. Lau, Realtor</span> </em> </strong> <span></span> </a></p>
<p class="MsoAutoSig"><span><span>Inet Realty</span> </span></p>
<p class="MsoAutoSig"><span><span>808-306-0666 Direct Line</span> </span></p>
<p class="MsoAutoSig"><span><span>808-792-3515 Fax</span> </span></p>
<p class="MsoPlainText"><a href="mailto:elliot@pr2k.com"><span><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;;">elliot@pr2k.com</span> </span> </a> <span><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;;"></span> </span></p>
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			<wfw:commentRss>http://www.CrystalClearMarket.com/2009/03/03/rare-opportunity-to-buy-real-estate-at-30-cents-on-the-dollar-and-get-double-digit-rois/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Why Invest in Real Estate Now?</title>
		<link>http://www.CrystalClearMarket.com/2009/03/03/why-invest-in-real-estate-now/</link>
		<comments>http://www.CrystalClearMarket.com/2009/03/03/why-invest-in-real-estate-now/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 11:19:33 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Lessons]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=220</guid>
		<description><![CDATA[From Zero Hedge , Friday, February 27, 2009 &#8211; Don&#8217;t Look Now But Market Going to 500 Or at least according to Robert Prechter , who had forecast the 1987 stock market crash, and is chairman of popular technical research firm Elliott Wave International. It is not like the Legion of Doom really needs any [...]]]></description>
			<content:encoded><![CDATA[<p>From <em>Zero Hedge</em> , Friday, February 27, 2009 &#8211; <strong>Don&#8217;t Look Now But Market Going to 500</strong></p>
<p>Or at least <a href="http://www.reuters.com/article/businessNews/idUSTRE51Q48420090227" target="_blank">according to Robert Prechter</a> , who had forecast the 1987 stock market crash, and is chairman of popular technical research firm Elliott Wave International. It is not like the Legion of Doom really needs any more groupies, but if that&#8217;s the man&#8217;s opinion we will take it.</p>
<p>My long term opinion is that the bear market has several years left to run, and stock prices will go a lot lower,&quot; Prechter, said in a telephone interview. <a href="http://zerohedge.blogspot.com/2009/02/dont-look-new-but-market-going-to-500.html" target="_blank"><em>more&#8230;</em> </a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Investor Alert &#8211; Read What Reuters is Calling &#8220;the buying opportunity of our lifetime&#8221;</title>
		<link>http://www.CrystalClearMarket.com/2009/03/03/investor-alert-read-what-reuters-is-calling-the-buying-opportunity-of-our-lifetime/</link>
		<comments>http://www.CrystalClearMarket.com/2009/03/03/investor-alert-read-what-reuters-is-calling-the-buying-opportunity-of-our-lifetime/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 11:04:46 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Distressed]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=219</guid>
		<description><![CDATA[Investors scrambling to salvage what&#8217;s left of their portfolios following the carnage of 2008 look for a safe haven in 2009. Reuters Financial News &#8211; &#34;This is the buying opportunity of our lifetime. &#34; Contact me for more information. elliot@inethi.com]]></description>
			<content:encoded><![CDATA[<p>Investors scrambling to salvage what&#8217;s left of their portfolios following the carnage of 2008 look for a safe haven in 2009.</p>
<p>Reuters Financial News &#8211; &quot;<a href="http://www.reuters.com/article/marketsNews/idUSN2050548420090223?sp=true" target="_blank">This is the buying opportunity of our lifetime.</a> &quot;</p>
<p>Contact me for more information.</p>
<p>elliot@inethi.com</p>
<p><img src="US Census Bureau 2008 Rental Vacancy Rates" alt="" /></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hawaii Investors Flocking to Orange County California Real Estate Market</title>
		<link>http://www.CrystalClearMarket.com/2008/11/07/hawaii-investors-flocking-to-orange-county-california-real-estate-market/</link>
		<comments>http://www.CrystalClearMarket.com/2008/11/07/hawaii-investors-flocking-to-orange-county-california-real-estate-market/#comments</comments>
		<pubDate>Sat, 08 Nov 2008 00:22:06 +0000</pubDate>
		<dc:creator>Elliot Lau</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Distressed]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Lessons]]></category>
		<category><![CDATA[Techniques]]></category>
		<category><![CDATA[banked owned]]></category>
		<category><![CDATA[hawaii foreclosures]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[oahu foreclosures]]></category>
		<category><![CDATA[Orange County foreclosures]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[timing]]></category>

		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=216</guid>
		<description><![CDATA[The collapse of mainland real estate markets, particularly in California, has created tremendous investment opportunities for Hawaii investors. This opportunity couldn’t have come at a better time as millions of Americans scramble to salvage what’s left of their retirement portfolios following the brutal carnage that has taken place in the stock markets. Why? Consider this: [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoHeader"><span style="font-size: 12pt;">The collapse of mainland real estate markets, particularly in California, has created tremendous investment opportunities for Hawaii investors.<span> </span> <span> </span> This opportunity couldn’t have come at a better time as millions of Americans scramble to salvage what’s left of their retirement portfolios following the brutal carnage that has taken place in the stock markets.<span> </span> Why?<span> </span> Consider this:</span></p>
<p class="MsoHeader" style="margin-left: 0.5in;"><span style="font-size: 12pt;">As of October 27, 2008 year to date, the Dow Jones Industrial Average has lost 37% of its value; the first 27 days in October accounted for an unprecented 20% of the Dow’s YTD losses.<span> </span> The NASDAQ is even worse, down 42% year to date.<span> </span> <em>Investors have seen a staggering <strong>$8.3 trillion dollars</strong> evaporate in the stock market so far this year.</em> </span></p>
<p class="MsoHeader"><span style="font-size: 12pt;"> As if things weren’t bad enough, Hawaii investors trying to escape the bloodbath in the stock market by moving their investments into real estate are finding Hawaii’s real estate market a tough alternative.<span> </span> Real property values on Oahu so far have bucked the national trend of downward spiraling prices.<span> </span> This means high acquisition prices and low, or even negative, cash flows for investors.<span> </span> “On Oahu, investors are happy to just break even and avoid a negative monthly cash flow,” says Carlton Choy, a Broker In Charge at Premier Realty 2000.</span></p>
<p class="MsoHeader"><span style="font-size: 12pt;">Fortunately, it’s not all gloom and doom.<span> </span> Hawaii investors are turning to a safe and stable investment vehicle and are taking advantage of the downturn in California’s real estate market.<span> </span> Hawaii investors are finding big opportunities in Orange County, California.</span></p>
<p class="MsoHeader"><span style="font-size: 12pt;">There are hundreds of 2 &amp; 3 bedroom homes in Orange County that are owned by banks that had to foreclose on the delinquent owners.<span> </span> These homes that sold for $300,000-$400,000 a few years ago, can be purchased today for as little as $100,000.<span> </span> That’s a 60%+ discount.<span> </span> Investors can buy these homes at 30 cents on the dollar.<span> </span> These homes generate anywhere from $1700-$2400 a month in rent.<span> </span> After all expenses, investors are experiencing positive cash flows of about $400/month per unit equating to a double digit return on investment.<span> </span> While double digit ROI’s and hefty positive cash flows are great, the real investment value is in its future value.<span> </span> It’s a reasonable assumption that these homes will return to the same value it sold for a few years ago.<span> </span> Where else can you invest your money today and reasonably assume that it will triple in value in the next ten years?</span></p>
<p class="MsoHeader"><span style="font-size: 12pt;">In contrast, owning or buying investment real estate on Oahu for the same amount of money will get you a small studio and a negative cash flow.<span> </span> On top of that, since Oahu has held its value, you’re paying “retail” for that property and future value is much more speculative.<span> </span> “I meet with investors several times a week looking to invest in Oahu real estate,” says Elliot Lau, a Broker In Charge at Premier Realty 2000.<span> </span> “When I show them the opportunity in OC, their initial response is that it’s too good to be true.<span> </span> That’s how great the opportunity is right now, and we have real numbers to support it.”</span></p>
<p class="MsoHeader"><span style="font-size: 12pt;">How can you tell that OC real estate is such a great opportunity right now?<span> </span> Follow the pros.<span> </span> Professional real estate investors lead the markets while amateur investors chase the markets.<span> </span> Right now, the pros are buying in OC.<span> </span> A leading indicator of real estate markets is the months of remaining inventory (MRI).<span> </span> It is used to gauge the type of market at any given time.<span> </span> 12 months ago, OC’s MRI was at 17 months; an extrememly strong buyer’s market.<span> </span> In less than 12 months, OC’s MRI is down to 7 months, considered to be a neutral market.<span> </span> Take one guess as to who’s buying all of that real estate?<span> </span> It is no longer a buyer’s market in Orange County.<span> </span> Premier Realty 2000, which has offices in Honolulu and Orange County, has helped many investors reposition their real estate holdings from Oahu to Orange County and triple their return on investment and cash flows.<span> </span> Investors like Paul Lam and Jared Nakamoto of Honolulu see this as a “no-brainer” and are buying as much as they can before this window of opportunity closes.<span> </span> “We expect that there’s about a year remaining for investors to invest in Orange County with such favorable conditions.” says Brian Laughlin, President and Principle Broker of Premier Realty 2000, heading the Orange County office.<span> </span> “The smart investors are seeing that Oahu real estate is not the place to be investing and that Orange County currently offers investors a rare combination of low acquisitition costs, great cash flows and tremendous appreciation potential in a safe and stable investment vehicle.”</span></p>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Hawaii Bank REOs</title>
		<link>http://www.CrystalClearMarket.com/2008/07/11/hawaii-bank-reos/</link>
		<comments>http://www.CrystalClearMarket.com/2008/07/11/hawaii-bank-reos/#comments</comments>
		<pubDate>Fri, 11 Jul 2008 22:09:04 +0000</pubDate>
		<dc:creator>brian</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[Distressed]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Hawaii REO list]]></category>

		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=207</guid>
		<description><![CDATA[Just Listed Address City List Price Trans 3732 Kilauea Ave Kaimuki $739,900 $721,809 86-040 Glenmonger St Waianae $319,900 $350,000 91-1050 Kauiki St Ewa Beach $499,900 $419,215 Hot Buys Address City List Price Trans 54-177 Kawaeku St Hauula $504,900 $725,000 Listed Address City List Price Trans 1778 Ala Moana Blvd. #1004 Honolulu $389,900 $560,000 2145 Palolo [...]]]></description>
			<content:encoded><![CDATA[<table style="border-collapse: collapse; width: 347pt;" border="0" cellspacing="0" cellpadding="0" width="462">
<col style="width: 149pt;" width="198"></col>
<col style="width: 86pt;" width="115"></col>
<col style="width: 59pt;" width="78"></col>
<col style="width: 53pt;" width="71"></col>
<tbody>
<tr style="height: 15.75pt;" height="21">
<td class="xl46" style="height: 15.75pt; width: 149pt;" width="198" height="21"><span style="text-decoration: underline;"><strong>Just   Listed</strong> </span></td>
<td class="xl24" style="width: 86pt;" width="115"></td>
<td class="xl33" style="width: 59pt;" width="78"></td>
<td class="xl33" style="width: 53pt;" width="71"></td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl30" style="height: 12.75pt;" height="17">Address</td>
<td class="xl28">City</td>
<td class="xl34">List Price</td>
<td class="xl34">Trans</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17">3732 Kilauea Ave</td>
<td class="xl29">Kaimuki</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=cfeb59e7-d0c6-49bc-99c4-86c0ae2bcba8&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$739,900</span> </a></td>
<td class="xl35">$721,809</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl45" style="height: 12.75pt;" height="17">86-040<span class="font6"> </span> <span class="font5">Glenmonger St</span></td>
<td class="xl29">Waianae</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=15a50e20-f2ec-4cd8-8011-ada94b0a1759&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$319,900</span> </a></td>
<td class="xl35">$350,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl29" style="height: 12.75pt;" height="17">91-1050 Kauiki St</td>
<td class="xl29">Ewa Beach</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=da2fea9b-71c3-4d6d-a193-95f7cdf18ca7&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$499,900</span> </a></td>
<td class="xl35">$419,215</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl26" style="height: 12.75pt;" height="17"></td>
<td class="xl26"></td>
<td class="xl37"></td>
<td class="xl37"></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td class="xl46" style="height: 15.75pt;" height="21"><strong><span style="text-decoration: underline;">Hot Buys</span> </strong></td>
<td class="xl26"></td>
<td class="xl41"></td>
<td class="xl37"></td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl30" style="height: 12.75pt;" height="17">Address</td>
<td class="xl28">City</td>
<td class="xl34">List Price</td>
<td class="xl34">Trans</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17">54-177 Kawaeku St</td>
<td class="xl29">Hauula</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=f9361b4b-2a18-4a20-9dc7-6e696897b2ab&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$504,900</span> </a></td>
<td class="xl35">$725,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17"></td>
<td class="xl29"></td>
<td class="xl40"></td>
<td class="xl35"></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td class="xl27" style="height: 15.75pt;" height="21"><span style="text-decoration: underline;"><strong>Listed</strong> </span></td>
<td class="xl24"></td>
<td class="xl33"></td>
<td class="xl33"></td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl30" style="height: 12.75pt;" height="17">Address</td>
<td class="xl28">City</td>
<td class="xl34">List Price</td>
<td class="xl34">Trans</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17">1778 Ala Moana Blvd. #1004</td>
<td class="xl29">Honolulu</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=99668105-e4fb-4661-bc65-6b111b119eab&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$389,900</span> </a></td>
<td class="xl35">$560,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17">2145 Palolo Ave</td>
<td class="xl29">Honolulu</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=f643aad7-2a26-4d92-9396-7a0bc2b81b14&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$559,000</span> </a></td>
<td class="xl35">$623,199</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17">57-120 Lalo Kuilima Way   #7B</td>
<td class="xl29">Kahuku</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=89e9b4d6-9453-4dfa-8fe3-0e5c37a11a9a&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$269,900</span> </a></td>
<td class="xl35">$312,867</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17">84-937 Hanalei St</td>
<td class="xl29">Waianae</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=7d3c977e-e5e2-466a-99b3-b178a5b30608&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$384,900</span> </a></td>
<td class="xl35">$370,563</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl45" style="height: 12.75pt;" height="17">85-175 Farrington Hwy    C430</td>
<td class="xl29">Makaha</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=9d12550a-2025-465e-bee3-aa8fb6043ba5&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$92,500</span> </a></td>
<td class="xl35">$99,866</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl32" style="height: 12.75pt;" height="17">211 Kawaihae St #D6</td>
<td class="xl29">Honolulu</td>
<td class="xl40"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=e8921710-f274-440f-9f3f-d48d43c6f1fc&amp;AgentId=16149"><span style="font-weight: 700; font-family: Arial,sans-serif;">$739,900</span> </a></td>
<td class="xl35">$734,400</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl36" style="height: 12.75pt;" height="17">91-644<span class="font7"> </span> <span class="font8">Makalea St</span></td>
<td class="xl26">Ewa Beach</td>
<td class="xl39"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=91b426fc-edfd-4827-9b9e-f8e4ebbfe5fc&amp;AgentId=16149">$469,900</a></td>
<td class="xl37">$450,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl26" style="height: 12.75pt;" height="17">57-101 Kuilima Dr 21/170A</td>
<td class="xl26">Kahuku</td>
<td class="xl41"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=93695cee-cd96-46a9-89dd-195acbeb734e&amp;AgentId=16149"><span style="font-family: Arial,sans-serif;">$279,000</span> </a></td>
<td class="xl37">$310,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl36" style="height: 12.75pt;" height="17">94-315<span class="font7"> </span> <span class="font8">Paiwa St</span></td>
<td class="xl26">Waipahu</td>
<td class="xl41"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=8300729e-46e1-4fb8-bc08-c865e92b277c&amp;AgentId=16149"><span style="font-family: Arial,sans-serif;">$649,900</span> </a></td>
<td class="xl37">$624,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl25" style="height: 12.75pt;" height="17">91-496 Makalea St</td>
<td class="xl26">Ewa Beach</td>
<td class="xl41"><a href="http://listings.hicentralmls.com/SearchDetail/Scripts/PrtBuyFul/PrtBuyFul.asp?emailGUID=8522f3ef-f0f2-4b54-b82e-76952d72b7a1&amp;AgentId=16149"><span style="font-family: Arial,sans-serif;">$395,000</span> </a></td>
<td class="xl37">$400,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl42" style="height: 12.75pt;" height="17"></td>
<td class="xl42"></td>
<td class="xl43"></td>
<td class="xl44"></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td class="xl31" style="height: 15.75pt;" height="21">Not Yet Listed</td>
<td class="xl24"></td>
<td class="xl33"></td>
<td class="xl33"></td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl30" style="height: 12.75pt;" height="17">Address</td>
<td class="xl28">City</td>
<td class="xl33"></td>
<td class="xl38"></td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl25" style="height: 12.75pt;" height="17">98-729 Moanalua LP #217</td>
<td class="xl24">Aiea</td>
<td class="xl33"></td>
<td class="xl33"></td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl25" style="height: 12.75pt;" height="17">54-045 Waikulama St</td>
<td class="xl24">Hauula</td>
<td class="xl33"></td>
<td class="xl33">$790,380</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl36" style="height: 12.75pt;" height="17">91-907 Nohoihoewa Pl<span class="font7"> <span> </span> </span></td>
<td class="xl24">Ewa Beach</td>
<td class="xl33"></td>
<td class="xl33">$444,150</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl26" style="height: 12.75pt;" height="17">1129 Kokea St. H101</td>
<td class="xl26">Honolulu</td>
<td class="xl37"></td>
<td class="xl37">$250,000</td>
</tr>
<tr style="height: 12.75pt;" height="17">
<td class="xl45" style="height: 12.75pt;" height="17">92-305<span class="font6"> </span> <span class="font5">Akaula St</span></td>
<td class="xl29">Makakilo</td>
<td class="xl35"></td>
<td class="xl35">$375,860</td>
</tr>
</tbody>
</table>
]]></content:encoded>
			<wfw:commentRss>http://www.CrystalClearMarket.com/2008/07/11/hawaii-bank-reos/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Orange County Foreclosures</title>
		<link>http://www.CrystalClearMarket.com/2008/06/29/orange-county-foreclosures-2/</link>
		<comments>http://www.CrystalClearMarket.com/2008/06/29/orange-county-foreclosures-2/#comments</comments>
		<pubDate>Sun, 29 Jun 2008 23:03:42 +0000</pubDate>
		<dc:creator>brian</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[distress sales in Orange County]]></category>
		<category><![CDATA[Notice of Defaults]]></category>
		<category><![CDATA[Orange County foreclosure list]]></category>

		<guid isPermaLink="false">http://www.CrystalClearMarket.com/?p=203</guid>
		<description><![CDATA[List of distressed sales in Orange County California. Notice of default Notice of Trustee sale Updated List July 15, 2008 (New Foreclosure List)]]></description>
			<content:encoded><![CDATA[<p>List of distressed sales in Orange County California.</p>
<p><a href="http://www.CrystalClearMarket.com/wp-content/uploads/2008/06/oc_nod_report_06-30-2008.pdf" target="_blank">Notice of default</a></p>
<p><a href="http://www.CrystalClearMarket.com/wp-content/uploads/2008/06/oc_ts_report_06-30-2008.pdf" target="_blank">Notice of Trustee sale</a></p>
<p><span style="font-size: x-small;"><a href="http://www.crystalclearmarket.com/?p=210" target="_self"><strong>Updated List July 15, 2008 (New Foreclosure List)</strong> </a> </span></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
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