Archive for the ‘Lessons’ Category

Orange County Market Strengthening?

Tuesday, May 13th, 2008

An indicator that is tried and tested is the months of remaining inventory.  You can read up on it in this article 'How do I know if we're in a buyer's market.' Orange County real estate statistics are out for April and the months of remaining inventory has dropped by ...

Top 10 Tips To Get Good Deals in Short Sales and Bank Owned Property

Monday, May 12th, 2008

Current real estate markets nationwide have created countless opportunities for buyers looking to purchase real estate priced well under market value. Many buyers have turned to short sales, foreclosures and bank owned (REO) properties hoping to be able to purchase real estate for pennies on the dollar. The ...

Rent or Own? If You Have The Down Payment, Buy…Here’s Why

Tuesday, May 6th, 2008

After looking at all the costs involved in buying house, you may have begun to have second thoughts: Perhaps, it is better to rent a home. Real estate in most areas today is not a top investment compared with investment securities. You're not going to get a 30 percent return ...

Top 6 Incentives for Home Sellers

Saturday, May 3rd, 2008

To frustrated home owners trying to sell their homes in this market, it seems like the market continues to worsen daily as they are subjected to an endless media barrage of gloom and doom. These owners already know there's a glut of properties on the market this spring. ...

Blacklisting Hits Homesellers

Friday, May 2nd, 2008

In the nation's worst-hit real-estate markets, home sellers are suffering a new blow: They are being blacklisted by lenders. As property values decline and credit markets contract, home lenders nationwide are growing ever more unwilling to finance home purchases in sharply declining housing markets, driving prices down ...

How to Find the Perfect Home

Friday, May 2nd, 2008

Buying a home is a high-pressure, extremely emotional decision. No house will ever fully live up to your dreams, and whatever compromises you make (and you will have to make some), you'll have to live with it for years. The perfect home ...

Alternative Mortgage Financing

Friday, May 2nd, 2008

How many of you out there have sold your home about 2 or 3 years ago for huge profits waiting to buy in again as the market corrects?  If this is you, read on as this can be some helpful information that may save you money or even set a ...

5 Steps to improve your Credit

Monday, April 28th, 2008

A lot of homeowners have the mind set that making payments on time automatically equates to good credit and credit scores. Unfortunately, this couldn't be further from the truth. While paying your bills on time accounts for a large portion of your credit score, there's still a lot more to it. In ...

FHA Loan – Debt to Income Ratios

Sunday, April 27th, 2008

With lax lending practices during the past decade, FHA loans became almost non-existent. Those times have come to a screeching halt and as the mortgage melt-down continues and conventional loan programs continue to be eliminated, borrowers are turning more and more to FHA loans since they are practically the ...

California Foreclosure Procedure

Friday, April 25th, 2008

Judicial Foreclosure Available: Yes Non-judicial Foreclosure Available: Yes Non-judicial Sale Typically, a title insurance company is named as the trustee to arrange the sale of the real estate. California is famous for its one-action rule, in which a lender must carefully elect one action to take against the borrower if the ...