Archive for the ‘Techniques’ Category

Top 6 Incentives for Home Sellers

Saturday, May 3rd, 2008

To frustrated home owners trying to sell their homes in this market, it seems like the market continues to worsen daily as they are subjected to an endless media barrage of gloom and doom. These owners already know there's a glut of properties on the market this spring. ...

How to Find the Perfect Home

Friday, May 2nd, 2008

Buying a home is a high-pressure, extremely emotional decision. No house will ever fully live up to your dreams, and whatever compromises you make (and you will have to make some), you'll have to live with it for years. The perfect home ...

5 Steps to improve your Credit

Monday, April 28th, 2008

A lot of homeowners have the mind set that making payments on time automatically equates to good credit and credit scores. Unfortunately, this couldn't be further from the truth. While paying your bills on time accounts for a large portion of your credit score, there's still a lot more to it. In ...

FHA Loan – Debt to Income Ratios

Sunday, April 27th, 2008

With lax lending practices during the past decade, FHA loans became almost non-existent. Those times have come to a screeching halt and as the mortgage melt-down continues and conventional loan programs continue to be eliminated, borrowers are turning more and more to FHA loans since they are practically the ...

California Foreclosure Procedure

Friday, April 25th, 2008

Judicial Foreclosure Available: Yes Non-judicial Foreclosure Available: Yes Non-judicial Sale Typically, a title insurance company is named as the trustee to arrange the sale of the real estate. California is famous for its one-action rule, in which a lender must carefully elect one action to take against the borrower if the ...

Hawaii Foreclosure Procedure

Friday, April 25th, 2008

Judicial Foreclosure Available: Yes Non judicial Foreclosure Available: Yes Foreclosure in Hawaii takes one of two forms: (1) judicial foreclosure by a lawsuit much like any other lawsuit or (2) sale under a power of sale clause in the mortgage. Preferred Method: Judicial foreclosure is the preferred method in Hawaii . Although ...

California Foreclosure Market Statistics – By County

Friday, April 25th, 2008

California Foreclosure Market Statistics COUNTY: ALAMEDA HOUSEHOLDS: 556,474 2006 TOTAL: 3,565 Jan-07 Feb-07 Mar-07 Apr-07 436 367 617 418 May-07 Jun-07 Jul-07 Aug-07 627 433 750 832 Sep-07 Oct-07 Nov-07 Dec-07 726 1,313 1,084 1274 Jan-08 Feb-08 March-08 1,469 1,320 1,635 12 MONTH TOTAL: 12,498 PER HOUSEHOLD: 2.25% MONTHLY CHANGE: 23.86% YEARLY CHANGE: 164.99% COUNTY: CONTRA COSTA HOUSEHOLDS: 383,328 2006 TOTAL: 3,738 Jan-07 Feb-07 ...

Hawaii March Housing Statistics – Condo Prices Still Rising

Friday, April 11th, 2008

Not Much Gloom and Doom For Oahu, Hawaii's Real Estate Market During March, Oahu sales of 282 single-family homes and 392 condominiums were reported through the Honolulu Board of Realtor's MLS, decreases of 14.5 percent for single-family homes and 27.5 percent for condominiums, compared to the same month last year. This ...

History of the Housing Market

Thursday, April 10th, 2008

I thought this was an interesting video: History of the Housing Market Source:  Yahoo Video / ABC News

Strategies for Trading Up to a Bigger Home

Thursday, April 10th, 2008

When purchasing a home for the first time many buyers can become overwhelmed due to the timeline and contingencies that need to be followed.  That’s why it’s always good to have a team of agents that can help you through the process.   What can be more frustrating for buyer is if ...